You do not have to search far on the internet to find tips on how to save money when you are expecting a baby, have a baby or raising a child, but over the past 2 months I have noticed something in both the joint checking account I have with The Wife and my single checking account. They seem to be growing. But I thought having a baby was supposed to be so expensive? I knew I had to review my accounts in detail to determine what was happening, I should be running out of money not having more and more of it in our checking account which I try to keep at very modest levels. Then it hit me…
I Spent A Lot of Money on Entertainment
For whatever reason, I am not a budget kind of guy. Rather I knew from the beginning that if The Wife and I were going to work together financially we would need a cash flow diagram and a plan, and beyond a few tweaks in the numbers the plan has been on autopilot for years.
While I know it seems odd that someone, who obsesses over personal finance details has no interest in creating a strict or hard budget. I think it has to do with my fear/annoyance/anger/disbelief with the words We Can’t Afford it (Fantastic review of a fight between The Wife and I).
Upon reviewing both checking accounts and making sure I haven’t forgotten a few bills it suddenly hit me! We have more or less stopped going out for the past 2 months.
The Wife and I would eat out at least once a weekend and I (not so much The Wife anymore) am very alright with going to any local establishment and enjoying either a few single malts or a lot beers lol. Since having the baby we have been kind of home bound, and that is ok with this guy!
I told this story to another recent Pops, and he told me that I am the exception to the rule….did any other parent notice this trend? If so, it is Valentine’s day, get to baby making.