11 07, 2019

Undervalued Dividend Watch List – July 2019

By |2019-07-10T23:35:56-04:00July 11th, 2019|Dividend Investment Portfolio|2 Comments

It's going to be interesting to me to look back in a year or two at some of these posts because it feels like the market is either about to shoot up some more with a strong base underneath it which was tested in December 2018, or this could all come crumbling down quickly! Regardless, I march onward searching for possibly undervalued stocks that have increased their dividend for at least 20 years.  Every month I screen for undervalued dividend growth stocks and buy a lot (as defined by me as $500) or two.  My goal is that one day I can turn off [...]

10 07, 2019

Four Smart Ways to Lower Monthly Expenses

By |2019-07-10T10:41:23-04:00July 10th, 2019|Personal Finance|0 Comments

It happens - you did your budget meticulously, but shopping here, a high bill there, and you're breaking the bank once again. It doesn't have to occur, though, and there are steps you can take to smart expense management. The best part - you won't feel it in the long run. Everyone's life is different, but most have some overlapping fields that eat up your salary. Here are four areas where you can lower your expenses with very little work. Do Some Energy Efficiency Checks Does your electricity bill always come a bit higher than expected? There are ways to fix that. [...]

8 07, 2019

Another Housing Update – I am Now a Landlord!

By |2019-07-08T00:22:32-04:00July 8th, 2019|real estate|0 Comments

Things have taken a very interesting turn in my world with regards to my home sale.  However, prior to getting into all the numbers, I think it may be prudent to go over what has occurred in the past year or two with regard to my primary residence and then my search for the perfect rental home. The Wife and I saw some very interesting things happening in our tiny real estate market on Long Island back in the beginning of 2018. Our first inclination was to put it on Zillow's "Make me Move."  We didn't get the traction or responses we [...]

3 07, 2019

July 2019 Net Worth Update

By |2019-07-03T18:15:03-04:00July 3rd, 2019|Personal Situation|0 Comments

With all that has been happening in the past week or so, I am a bit late on my net worth post (it was calculated on 6/1 just not shared).  It has been all about the selling and buying the new house lately.  Stress levels are at a multi-year high, but when it settles down I'll provide yet another update. I usually have a feeling as to whether the month is going to be good or bad – I am pretty sure this month is going to be an up month.  Considering how nasty last month was, it'll be a welcomed increase (if it [...]

3 07, 2019

What’s the Difference Between Health, Disability, & Life Insurance?

By |2019-07-03T17:56:57-04:00July 3rd, 2019|Insurance|0 Comments

Selecting the right insurance model is crucial for individuals looking to create a sound personal finance plan for years to come. Unfortunately, even capable people may be frustrated when trying to determine the best insurance coverage for their needs. Indeed, it can be difficult to simply tell the difference between basic forms of insurance. Today, we aim to clear up some of the confusion and explain in clear terms what the difference is between health, disability, and life insurance. Health Insurance Most people receive health insurance through their employer. In general, health insurance acts to cover costs associated with medical bills or [...]