1 02, 2018

February 2018 Net Worth Update

By | 2018-02-01T00:14:04+00:00 February 1st, 2018|Personal Situation|8 Comments

With the first month done in 2018 it is time to update my net worth spreadsheet.  Writing this introduction prior to updating the spreadsheet, my gut is telling me that it is not going to be a good month for a few reasons.  The first is because The Wife's new business is now underway with payments going out, but few payments coming in (yet).  The second reason is that The Wife and I stepped up our travel game - going up to ski in Vermont with really good friends, booking Mexico for our family and Ireland just for us two for our [...]

1 02, 2018

6 Strategies For Buying A Car When You Have A Poor Credit Rating

By | 2018-01-31T22:43:43+00:00 February 1st, 2018|Uncategorized|0 Comments

So you need a new car, but your credit rating is less than stellar. There are all sorts of reasons that your credit score might be struggling, some of which might not be your fault at all. But to get the best deal and to not be taken advantage of, you need to know how to play the game and get what you want for the price you deserve without taking your credit rating or score into consideration. Just because you might not have the best credit rating out there, that does not mean that you should allow yourself to take out [...]

31 01, 2018

4 Trends That Will Shape the Marketing Industry in 2018

By | 2018-01-31T22:43:58+00:00 January 31st, 2018|Random|0 Comments

Doesn’t it feel like a new marketing trend emerges every day? The truth is that they’re changing almost at the same rate as technology and online user behavior evolves, and it’s your job as a marketer to keep pace with them. Staying on top of these shifts is paramount if you want to remain successful and relevant. Twitter, Instagram, Facebook, VR, voice search – which of these tools can you use to your advantage in 2018? Almot every digital channel is bound to get a makeover this year, and you must be ready to embrace the change and adapt to it. The [...]

30 01, 2018

Effective Strategies for Improving Your Credit Habits

By | 2018-01-30T19:51:26+00:00 January 30th, 2018|credit cards|0 Comments

If you ordered a free credit report recently and it reflects a financial history that is less than sterling, it is important to remember that it is never too late to improve your spending habits. Even if you find yourself carrying a substantial amount of debt, there are ways to pay off your loans and credit cards more efficiently. From opening new lines of credit wisely to communicating with your lenders when times get tough, committing to new and improved financial habits can boost your credit score, earning power, and ease the worry you may feel over your current debt. Be Conservative [...]

30 01, 2018

Why are Some Financial Topics Off Limits?

By | 2018-01-29T23:40:17+00:00 January 30th, 2018|Personal Finance|1 Comment

I was on twitter today when I came across an interesting article about people actually bragging about their 401(k) balances  and it got me to thinking about those financial topics that are fair game to discuss publicly, and those that are still taboo except behind a moniker online. My experience may be a bit different than most since I work in a financial planning office, so I am surrounded by the market, investments, estate planning and the balance sheets of high net worth individuals daily (if not hourly). Financial Topics that Almost No One Wants to Talk About Absolutely no one wants [...]