30 01, 2018

Effective Strategies for Improving Your Credit Habits

By | 2018-01-30T19:51:26+00:00 January 30th, 2018|credit cards|0 Comments

If you ordered a free credit report recently and it reflects a financial history that is less than sterling, it is important to remember that it is never too late to improve your spending habits. Even if you find yourself carrying a substantial amount of debt, there are ways to pay off your loans and credit cards more efficiently. From opening new lines of credit wisely to communicating with your lenders when times get tough, committing to new and improved financial habits can boost your credit score, earning power, and ease the worry you may feel over your current debt. Be Conservative [...]

30 01, 2018

Why are Some Financial Topics Off Limits?

By | 2018-01-29T23:40:17+00:00 January 30th, 2018|Personal Finance|1 Comment

I was on twitter today when I came across an interesting article about people actually bragging about their 401(k) balances  and it got me to thinking about those financial topics that are fair game to discuss publicly, and those that are still taboo except behind a moniker online. My experience may be a bit different than most since I work in a financial planning office, so I am surrounded by the market, investments, estate planning and the balance sheets of high net worth individuals daily (if not hourly). Financial Topics that Almost No One Wants to Talk About Absolutely no one wants [...]

29 01, 2018

Is Your Family Ready for a Dog?

By | 2018-01-29T20:31:41+00:00 January 29th, 2018|Random|0 Comments

Dogs are truly man's best friend and are often treasured members of a family. However, with this gift of lifelong companionship, there also comes a lot of responsibility. Below we explore some questions you can ask yourself and your family before making the commitment to purchasing a pup. Are you Financial Ready? Dogs are a huge financial commitment. Not only are you purchasing the dog for a large sum of money, you also have to pay for its maintenance and every day living. To purchase a puppy you are looking at spending anywhere from $500- $2,000 typically. You have to purchase every [...]

28 01, 2018

Advantages of Bitcoin

By | 2018-01-28T13:13:22+00:00 January 28th, 2018|Investments|1 Comment

With the popularity and value of the Bitcoin on the rise, it is causing many individuals to want to learn more about it. What is it? Bitcoin is a virtual currency which came into existence in 2009. It is a decentralized, peer to peer cryptocurrency system which allows investors to process transactions through digital units. It does not use a third party regulator to process its transactions or back it. This is the third type of currency to exist besides standard currency and commodities. With the currency being relatively new and on the rise, there are some disadvantages but there are also [...]

27 01, 2018

What is Bitcoin?

By | 2018-01-28T13:04:31+00:00 January 27th, 2018|Investments|0 Comments

The term Bitcoin has been used a lot recently in the news, even I bought some recently. You may be unaware of its existence and rise in popularity, but it should be something you are familiar with. To help in your research, below is a synopsis of the digital currency. Definition and Details A bitcoin is a digital currency and payment system that was created in 2009. The idea behind the currency is that Bitcoin is open-source; its design is public, nobody owns or controls Bitcoin and everyone can take part. It uses peer to peer technology to facilitate instant processing. The [...]