I think the amazing thing about blogging is being able to connect to people that you would likely never have a conversation with, but because you share a common interest you get involved in their life.  Sometimes it is a one way street, which is fine.  There is this great blogger who goes by the pseudonym Debt Ninja who writes over at Punch Debt In the Face who often captures my attention.  While we may not have a lot in common (he works for the government, doesn’t drink and is involved in young life…I work in the private sector, love beer/scotch/whiskey and don’t consider myself all that religious) I am constantly pulled into his life.  As much as I love his blog (and you will too if you go check it out) his recent post titled, “It’s All Downhill from Here” inspired a comment that literally angered me.

The crux of Debt Ninja’s post is that he,

…received some great news. Great news that kind of sucked. I got an email from my agency indicating that paperwork had been processed for me to receive a promotion. Booya for promotions. My annual salary jumps from $62,451 to $74,854


It’s my last significant promotion…EVER!


This my friends causes panic in my heart. I’m 25 years old. I’m a long way off from retirement. What kind of ninja would I be if I just stayed a GS-12 for the rest of my life…answer: a pretty lame one. I got some figuring out to do. I need to find a way to increase my income. Maybe that means I monetize the bajeeezus out of this blog, maybe I apply for some new jobs, or maybe I’ll invent the next Snuggie. One thing is for sure, I plan to make more money each consecutive year for the next ten or so years.

The comment that particularly bothered me was one that wasn’t rude but rather helpless when he or she shouldn’t be.  The commenter who didn’t give his or her name said,

I’ve been stuck for about 5 years now. I don’t even come close to your salary and I’m a quite a bit older than you. Talk about being stuck in a rut! I do appreciate everything that I have, but I’m still looking for ways to make more money. I’ve contemplated opening a business, but it is difficult to leave the safety and security of my job for such a gamble. Looks like I’m doomed to a life of mediocrity… How much of a gamble are you willing to take? Better to do it when you are young.

How infuriating is this comment?

Creating a Second Stream of Income Is not Difficult

While I have explained why I want Multiple Streams of income, how I believe that multiple streams of income are the way to go to achieve wealth and even begged people to get off their asses and do something about their situation I have never given a “how-to.”

The reason? I am trying to find way as well.   I don’t have a tons of streams, I am not a consultant, I haven’t made my millions (yet), but there is something in my gut that says everyone can do something to make a few extra dollars a month.  Does it take sacrifice? Absolutely! But there is something that everyone reading this blog can offer the world, and as important, those that figure it out can monetize it.

As is my usual abrasive fashion my response was,

That is F’in B.S. You are not doomed to a life of mediocrity! No one in America is. I notice your “name” doesn’t have a website associated with it – have you thought about starting one? If no, why not? At worst a blog can keep you on track and focused and at best it can bring in a couple hundred bucks to get you out of your rut…

I thought I was going to get a (possibly deserved) nasty response, but I didn’t!

Thanks Evan, my lazy butt needs a swift kick. I’ve been thinking about starting a blog, but I’m usually too honest and the wife would not like me to share so much on the internet. Privacy is a precious commodity for us these days.

This guy is on a set pay scale and is not starting a second stream of income (in this case a blog) because he is afraid he will be too honest? or that his wife would be mad? Can we all say it together like we are at a sporting event, “BULLLLLLLLLLLLLLLSHIIIIIIIIIIIIIT.”  Fine, don’t blog, what about starting with paid surveys? freelance writing? a twitter account and getting to do ads there? We live in a time where making side money doesn’t mean you have to go to an office, but that doesn’t mean you can be lazy either.

We can even step away from the internet…what are you doing at night? Could you get a second, no-stress job for 10 hours a week? What is your day job – Can we build a second business of of that?

Since he doesn’t want to follow my second stream of income, blogging, what options do you have for this lost individual?