Fesitval of Frugality #163rd Edition

by Evan

This is my 100th Post (thank you, thank you), kind of exciting that it is also my first time hosting a Blog Carnival.  I am hosting the 163rd Edition of the Festival of Frugality.  There were approximately 80 entries, but I only felt 60 were worth my readers’ valuable time (who is looking out for you?).

I hate when I check out a Blog Carnival and then read a post and it has NOTHING to do with the carnival. So I want to let all the readers know that I have read every single post and think they are applicable to personal finance and frugality.

Some of my choice articles:
FMF presents Free Money Finance: Frugal Millionaires on Cars and Marriage posted at Free Money Finance. FMF discusses the frugal habits of Millionaires. Interestingly, I have noticed this before (and mentioned it in a past post) that most of the super rich that come accross my desk at work have their mortgage paid off DESPITE what less wealthy talking heads say about investing in the market vs. paying off a mortgage.

Patrick @ Military Money presents You Shouldn’t Get a Refund Anticipation Loan posted at Military Finance Network. Hell yea Patrick! These loans are nothing more than predetory Loans for people who are desperate.

Miss M presents Frugal Convert posted at M is for Money. I don’t know why, but I love this story. Actually, I do know why! I think because I am slowly being converted.

PFIncome presents Job Loss, Pay Freezes, and 401k cuts posted at Passive Family Income. Anytime I need a reminder about why I am so obsessed with personal finance (beyond my day job lol) I check out PFIncome. His writing and enthuisiasm is inspiring…this post is a MUST read.

The Happy Rock presents Your Money or Your Life? Choosing Between Family and Career posted at The Happy Rock. I have this discussion often and I often flip flop. Happy Rock – I live about 30 mins outside NYC if you need help planning.

Nickel presents Beware the Going Out of Business Liquidation Sale posted at fivecentnickel.com. FiveCent gives us 6 great things to look out for when dealing with a liquidation sale. VERY ON POINT cause I was going to check out circuit city tomorrow.

It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.

We are 2 weeks out so here are some great V-Day Posts

Aryn presents 8 Frugal Valentine’s Day Ideas posted at Sound Money Matters. While #1 is good, you have to check out #8! I don’t think The Wife would be having either, go ahead you know I piqued your interest click to see what those ideas are!

Jim presents 15 Cheap Valentine’s Day Dates posted at Blueprint for Financial Prosperity. Jim gives us a great list dealing with V-Day.

DJ presents Valentine’s Dates on the Cheap posted at The Family Wallet.

I buy expensive suits. They just look cheap on me.

FIRE Finance presents A Simple Budget That Works? posted at FIRE Finance. Lucky for all that read it, FIRE Finance is forced to explain how the budget works in their house to an IT newbie. For providing this good of a post, I’ll forgive her for not fudging the numbers to get me into the Top 100 Personal Finance Blogs of 2008.

DR presents Discover More Card–5% Cash Back posted at The Dough Roller. Dough ROller provides a VERY comprehensive review of the Discover More Card.

Mara Rogers presents Home Sweet Home: Save Money and Go Green with Quick and Easy Homemade Cleaning Products posted at Secrets for Money. Mara gives us some links to home made GREEN cleaning products. Interesting stuff!

Finally Frugal presents 20 ways to reduce your spending. . . . posted at Finally Frugal. A Great List of easy things to save money…nothing earth shattering but a great reminder – The Wife and I have to jump back on this list.

Kivyn presents posted at Tangled Hill. Kivyn provides us with a very thoughtful and frugal gift idea. She was able to bring a smile to her 95 year old Grandmother (talk about longevity WOAH!) while spending next to nothing.

RC presents Ways to Save Money on Books and Reading posted at Think Your Way to Wealth. RC provides us with a reminder that not all books need to cost 30 bucks a piece from your local boarders.

John Richards presents Saving Money on Food posted at Live Money Smart. John gives us practical advice on how to save money on food, interestingly, he doesn’t provide a comments section so no one can add to the discussion?

Super Saver presents Reduce Spending without Sacrificing Lifestyle #1 – Eliminate Waste posted at My Wealth Builder. Normally an investing blog, My Wealth Builder, provides examples how his family is going to try to reduce the waste that is happening within their home.

Chris Baskind presents Bookstore Getting Expensive? Start Your Own posted at Lighter Footstep. Chris gives some encorougement to stop spending cash at Borders, by swapping with your friends.

David R. Lampsen presents Save Even More with an eBay Coupon posted at Personal Finance Analyst. I don’t think I had ever seen an eBay coupon.

You only have to do a very few things right in your life so long as you don’t do too many things wrong.

Patrick @ Cash Money Life presents How to Save Money on Your Homeowner’s Insurance Rates posted at Cash Money Life. Patrick provides some great ways to save some money on Homeowner’s insurance. The Wife and I saved a lot of money using one of his hints…combining homeowners and auto insurance.

Silicon Valley Blogger presents Money Saving Ideas From The Ultimate Cheapskate’s Road Map To Riches posted at The Digerati Life. I usually don’t get into book reviews, but as always, SVB does a great job giving her honest opinion while covering the basics of the book.

ChristianPF presents Why we need to pay down debt now! posted at Christian Personal Finance Blog.

Sun presents Shop for an Oil Furnace posted at The Sun’s Financial Diary. Sun talks about the dying furnance and what to look for in a new one.

Studenomist presents Emergency Funds For New Graduates posted at Financial Independence in Your 20s | Studenomics. Studenomist is a 20-something blogger that writes for recent grads. In this post he talks about the need for an emergency fund EVEN if you are young and without a family.

debt kid presents The Number One Reason You Can’t Get Out of Debt posted at Debt Kid. DK breaks it down why YOU can’t get out of debt…a hint? IT IS YOU.

Shaun Connell presents Are You Making These Debt Mistakes? posted at Learn Financial Planning. Shaun gives a few debt mistakes, I don’t like how he turned off the comments section but that is the site who makes my widget to the left counting down debt so they deserve some props!

J. Money presents How much do you pay for car insurance? Not $1600, right? posted at Budgets are Sexy.. J. Money in his unique style discusses how to save some cash with car insurance

Dana presents Spending Less on Groceries: Three Ways to Find Success posted at Not Made Of Money. Dana gives us 3 great ways on buying groceries. She provides SPECIFIC examples, great post!

Jamie presents Debating Treats and Rewards VS Financial Security posted at Z.Petals. Jamie talks about the constant inner debate that rages between feeling the need to reward one’s self vs. saving and financial security. I see this EVERYDAY where a buddy of mine with say, “I am broke, but come over and check out the new flat screen”

Finance Tips 101 presents Drowning In Debt? Bad Credit Loans May Need To Be Considered! posted at Finance Tips 101. Tips gives some great moves for people who have bad credit who need it. This would have been one of my fav posts if he didn’t mention pay day loans! Come on, man those can’t be recommended in the personal finance blog world.

Savings Toolbox presents What Should You Do With a Tax Refund posted at Savings Toolbox. Toolbox provides great standard advice what you should do if you get a tax refund. Want to know what isn’t on the list? Get a new flat panel lol

Insurance Toolbox presents Lower Health Insurance Premiums to Fit Into Your Budget posted at Insurance Toolbox. I absolutely love an alternative idea to saving. I am not sure if I would mess with my health insurance to save a couple bucks a month, but hell this would be great for some people.

Amanda presents My 25% Grocery Savings Rule In Action-Part 4-Case Study #1 posted at Value For Your Life. Amanda provides another post in her 25% Grocery Savings Series. If you check it out I’d recommend reading ALL of the posts starting from the beginning (last March)!

Thursday presents Adding In a Roommate posted at Wealth Junkies. The Wife would NEVER do it, but IF I had a room, I would absolutely take on a roomie.

The Smarter Wallet presents Buying A Computer? Check Our Computer Shopping Tips First posted at The Smarter Wallet. The Smarter Wallet provides some info on buying a computer.

Mr. CC presents Credit Card Churning posted at Ask Mr Credit Card’s Blog. Mr. CC talks briefly about rewards he has gotten, but carefully warns about following in his footsteps.

PFCreditCards presents 8 Reasons Why You Hate Credit Cards posted at PF Credit Cards. PF gives 8 simple reasons why we all hate credit cards! Some are REALLY reaching, but some are quiet applicable.

A public-opinion poll is no substitute for thought.

These posts had very little to do with Frugality, but more to do with Macroeconomics forces, but I liked them a lot.

Dan presents Generation Debt: Our Children will Hate Us posted at Darwin’s Finance. Jebus is he passionate! (Simspon’s reference…anyone? anyone?) Dan provides us with a well written post that I can’t agree with at all, but is 100% worth reading.

Roshawn Watson presents Is There Any Room For Economic Optimism? posted at Watson Inc. It may not be exactly about frugality, Roshawn jumped all over an article that made me mad also!

Jonathan presents What the Banks are Doing With Our Money? posted at Master Your Card. I think Jonathan provides a passionate agrument that fails to really think through macroeconomics. Notwithstanding, I think his view of the situation is the majority out there…before you quit reading MAKE SURE you check out the comments that actually correct a mistake he made (Citi had ordered the plane PRIOR to this debacle we call our economy).

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Studenomics February 3, 2009 - 12:53 am

Thanks for the mention! I am really impressed with how you took the time to read over every article and write a relevant summary. Good job man.

John February 3, 2009 - 6:42 am

Thanks so much for the very kinds words about my site! I also give you kudos for reading every article that was submitted. I plan to host a carnival later this year and only feel it is appropriate as the host to read each article. Anyways – congrats on the 100th post and keep up the good work!

Greener Pastures February 3, 2009 - 7:09 am

Thanks for including my post! Best, Lisa

jim February 3, 2009 - 8:24 am

Great job and congrats on 100!

Patrick February 3, 2009 - 8:53 am

Thanks for hosting and congrats on reaching your milestone! 🙂

Roshawn February 3, 2009 - 10:31 am

Thanks for including my post, and congrats on reaching 100.

The Happy Rock February 3, 2009 - 11:21 am

Thanks for hosting and including my post and the editor’s nod.

By the way the included article was written by DD another writer at The Happy Rock who lives in South Dakota. I live in NJ down by Philadelphia.

Thanks again.

J. Money February 3, 2009 - 12:37 pm

Yeah for real, GREAT job on reading them all and putting down a nice group here! And you said this was your first carnival hosting? pshhh – you’re awesome.

Mara Rogers February 3, 2009 - 1:19 pm

Job well done! And Bring out the Champagne to toast your 100th posts (rhymes)

Value For Your Life February 3, 2009 - 8:51 pm

Thanks for your hard work hosting, and for including the latest post in my 25% grocery savings rule series. Congrats on reaching the 100 post milestone!

Aryn February 6, 2009 - 4:44 pm

Thanks for including me. Glad you like #8!

Miss M February 8, 2009 - 8:00 pm

Thank you for hosting and I’m glad you enjoyed my article. Congrats on the milestone!

Darwin's Finance February 9, 2009 - 9:17 pm

Even though you completely disagree with my post, I appreciate you posting it :>. It’s all good, I’m actually an optimist; just disappointed with the predicament we’re putting our future generations in with all this bailout nonsense.


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