Personal Finance

/Personal Finance

I believe that Personal finance encompasses all the decisions a person might make when it comes to cash flow, budgeting, retirement, investments, multiple streams of income, and insurance protection. Every adult is bombarded with decisions to make when it comes to all these areas of life and I try to help with my thoughts and opinions on the various topics.

What They Don’t Teach You in School: 8 Financial Mistakes Millennials Tend to Do and How to Avoid Them

The older generation has received a lot of backlash from the millennials that it’s not tech savvy. While this might hold some truth, the millennials have a significant weakness. They do not know how to manage their finances. Even though this varies from one person to another, most of the millennials have demonstrated that they are poor financial managers. With the challenging economic times, these younger generation doesn’t seem to care. They are spending their hard-earned cash on things they actually don’t need. From designer clothes, expensive electronics, and living in posh neighborhoods, millennials love the thrill that comes with spending. What [...]

By |2019-01-18T09:19:54-04:00January 18th, 2019|Personal Finance|1 Comment

Intelligent Financial Decisions to Make in 2019 That Will Help You Throughout Your Life

Building up a strong financial backing is a must for any individual. Wise financial decisions from an early working age will help you create a well designed plan that will allow you to reach your financial goals. 2019 is the perfect year to start making such financial decisions and attain financial security for your life. Financial decisions are steps in life that should be taken in a cautious manner. Some of these decisions should be taken after much deliberation and consideration, while some must be taken simply because there’s an opportunity for it. This article aims to bring to you some great [...]

By |2019-01-08T16:55:56-04:00December 27th, 2018|Personal Finance|1 Comment

How to Make Money with Paid Surveys in 2019

The new year causes us to make all sorts of resolutions. You know the drill…Lose weight, ditch the bad habits, and finally stick to that pesky and long-ignored budget… If you’re actually committed to the third one for 2019, and you want to find a way to not only save money but make some extra cash, then you’re liking doing some Google searches for was to earn income in your spare time. And if you’ve done that, you’ve probably stumbled across the idea of taking paid surveys to make money online. Today we’re going to talk about how you can do exactly [...]

By |2019-01-08T16:59:16-04:00December 21st, 2018|Personal Finance|0 Comments

Is a College Savings Plan Worth It?

A 529 plan is a tax-advantaged college savings plan designed to encourage saving for future education costs. These plans, legally known as “qualified tuition plans,” are sponsored by states, state agencies, or educational institutions and are authorized by Section 529 of the Internal Revenue Code.The question most people have is, are college savings plans worth it? Benefits of a 529 Plan The reasons many families choose to invest in college funds for their education savings is because of its benefits. The first one is basically that this investment tool was literally made for the purpose of saving for education and for children. [...]

By |2019-01-15T14:18:09-04:00November 21st, 2018|Personal Finance|0 Comments

Simple Tips to Prepare to Move Into Your New Home

If you are preparing to move into a new home, you need to get everything ready. It is easy to overlook the necessary steps to fully prepare for the move and improve your new residence until the last minute. Consider this list to make your new home a safe and welcoming place for you and your family. Review the Quality of the Neighborhood If you are preparing to move, choosing a location for your new home is one of the most important decisions you can make. If you have children moving into the home with you, it is important to explore whether [...]

By |2019-01-15T13:56:55-04:00November 18th, 2018|Personal Finance|0 Comments