Personal Finance

/Personal Finance

I believe that Personal finance encompasses all the decisions a person might make when it comes to cash flow, budgeting, retirement, investments, multiple streams of income, and insurance protection. Every adult is bombarded with decisions to make when it comes to all these areas of life and I try to help with my thoughts and opinions on the various topics.

Why are Some Financial Topics Off Limits?

I was on twitter today when I came across an interesting article about people actually bragging about their 401(k) balances  and it got me to thinking about those financial topics that are fair game to discuss publicly, and those that are still taboo except behind a moniker online. My experience may be a bit different than most since I work in a financial planning office, so I am surrounded by the market, investments, estate planning and the balance sheets of high net worth individuals daily (if not hourly). Financial Topics that Almost No One Wants to Talk About Absolutely no one wants [...]

By | 2018-01-29T23:40:17+00:00 January 30th, 2018|Personal Finance|1 Comment

Innovative Money Making Methods that Actually Work

The biggest misconception of earning money via web-powered methods is that people don’t realize that they need to have at least some skills, and must be able to put in long hours to make some real money. Of course, if you have skills and time, you can make a great part-time income. You can share your knowledge, monetize your web development and designing skills, take up copywriting, or offer your services as a virtual assistant. In this guide, however, we’ll cover some other innovative methods of earning money. Also, we’ll cover a couple of methods that don’t require much skill, and don’t [...]

By | 2018-01-25T14:13:27+00:00 January 25th, 2018|Personal Finance|0 Comments

Six Signs That Scream You Need A New Roof

When you purchase a new roof it usually comes with a warranty, but that doesn’t mean that it can’t last past the warranty time. The problem with a roof is that by the time that you notice that there might be repairs needed, there is damage that can’t be seen and that can become expensive. Many roofing problems can be fixed with just small repairs, but there are other times when replacing the entire roof becomes necessary. So how are you to know whether you need repair or replacement? Look for these six signs that indicate you need a new roof. The [...]

By | 2018-01-24T13:32:43+00:00 January 23rd, 2018|Personal Finance|0 Comments

I Received a Painful Reminder of the Importance of an Emergency Fund

I recently received an unwanted reminder how important an emergency fund is to financial well being.  If not for my emergency fund I would have been forced to take on either unwanted debt, and if that wasn't available then I am not exactly sure what I would have done.  If you don't have a dedicated, liquid, emergency fund - then please stop reading and figure out a way to fund one right now. My Recent Story of PayPal Purgatory In addition to this site, I own about 10 other websites with a business partner, who oddly enough I have only met once in [...]

By | 2018-01-22T23:08:35+00:00 November 29th, 2017|Personal Finance|3 Comments

The Right Personality for Working From Home

One of the things you need to think about when you’re working from home is your personality type. The received wisdom is that extroverts suffer when they’re working from home because they’re away from the humming chatter of a busy office. The truth is, there is no ‘right personality’ for working from home. Anyone can be productive and useful, as long as they take account of their needs and make sure they’re met – exactly as they would do in an office. Working from home simply brings different challenges beyond just taking debt on from Credit Cube. Extroverts As alluded to above, [...]

By | 2018-02-05T21:38:24+00:00 October 20th, 2017|Personal Finance|0 Comments