Investing is broad, but necessary, category in a person’s personal finance world.  Leaving your savings in just cash never made much sense nevertheless at today’s rates.  Investing is often thought about in terms of buying stocks, but it is more than that, you could invest in an insurance based product, real estate, a business, yourself, etc.

Small Business Financing

When you have an idea for a business or a dream of starting something on your own, a major hurdle can be funding. Some businesses may have large startup costs while others may not require much to begin or function, but it’s a reality that not everyone has the access to funds to live out their dream. Fortunately, there are options to consumers for small business financing that can help. Get a bank loan The most common way of financing is getting a loan through a bank or lender. You can either go to a brick and mortar bank or even borrow [...]

By |2019-07-18T08:44:27-04:00July 18th, 2019|Business|0 Comments

Undervalued Dividend Watch List – July 2019

It's going to be interesting to me to look back in a year or two at some of these posts because it feels like the market is either about to shoot up some more with a strong base underneath it which was tested in December 2018, or this could all come crumbling down quickly! Regardless, I march onward searching for possibly undervalued stocks that have increased their dividend for at least 20 years.  Every month I screen for undervalued dividend growth stocks and buy a lot (as defined by me as $500) or two.  My goal is that one day I can turn off [...]

By |2019-07-10T23:35:56-04:00July 11th, 2019|Dividend Investment Portfolio|2 Comments

Another Housing Update – I am Now a Landlord!

Things have taken a very interesting turn in my world with regards to my home sale.  However, prior to getting into all the numbers, I think it may be prudent to go over what has occurred in the past year or two with regard to my primary residence and then my search for the perfect rental home. The Wife and I saw some very interesting things happening in our tiny real estate market on Long Island back in the beginning of 2018. Our first inclination was to put it on Zillow's "Make me Move."  We didn't get the traction or responses we [...]

By |2019-07-08T00:22:32-04:00July 8th, 2019|real estate|0 Comments

June 2019 Undervalued Dividend Stock Watch List

The downturn in the market I discussed last month was pretty short lived, so it'll be interesting to see what stocks still meet my metrics below.  As a reminder, every month I buy a lot or two (currently defined as $500) of a hopefully undervalued dividend growth stock. Screening for Undervalued Dividend Growth Companies Dividend Growth History The very first hurdle that a company has to pass is whether it has increased its dividend for 20 or more years.  I am looking to build a sustainable income stream, and it is my hope (and all it is a hope) that if they [...]

By |2019-06-12T15:46:28-04:00June 12th, 2019|Dividend Investment Portfolio|1 Comment

Selling Your Home? Avoid these 5 Common Mistakes (or Else)

Arthur Miller, the patron saint of geeky playwrights who end up marrying unbelievably hot women, once sagely observed that in life “maybe all that one can do is hope to end up with the right regrets.” Well, one assumes that Miller ended his days thrilled with regrets about hooking up with Marilyn Monroe. Even though their tumultuous marriage only lasted for five years, we’re talking about Marilyn Monroe here. What more needs to be said? However, one also hopes that Miller didn’t experience the all-too-common regrets — which are 100% miserable and never edifying — associated with selling a home. Here is [...]

By |2019-05-22T22:58:55-04:00May 22nd, 2019|real estate|0 Comments