Investments

/Investments

Investing is broad, but necessary, category in a person’s personal finance world.  Leaving your savings in just cash never made much sense nevertheless at today’s rates.  Investing is often thought about in terms of buying stocks, but it is more than that, you could invest in an insurance based product, real estate, a business, yourself, etc.

Do You Know What Your REAL Risk Tolerance Is?

To say that the markets of the past 2 months have been rough would be an understatement.  In fact it is so much of an "understatement" that I have mentioned it as such for 2 net worth updates in a row, and probably will continue to do so for the upcoming months to come! I know personally my net worth is down tens of thousands of dollars based solely on the winds of the market.  I am very correlated to the market and it has recently made me think about the old saying from Mike Tyson: What is your REAL Risk Tolerance? Investopedia has a [...]

By |2018-11-23T16:09:53+00:00November 23rd, 2018|Investments|0 Comments

Why Do People Get Insulted on Low Ball Home Offers?

It honestly feels like yesterday when I wrote post after post after post about selling my first house, looking for a new house and then eventually closing on our current home.  Well, for the past 6 to 9 months The Wife and I have been looking for a new home (numbers behind the idea), and it was during this on going process this week where I ran into a very interesting exchange with a broker. The home was listed for $850,000 on September 1, way out of my league, however when it dropped to $750,000 (still out of my price range) The [...]

By |2018-11-09T16:26:14+00:00November 9th, 2018|real estate|0 Comments

5 Common New Business Problems and How to Solve Them

The first few steps you take as a small business are crucial to establishing a solid business footing. Even though you’re small enough to experiment and make room for mistakes, you also put your company’s well-being at risk by making just a single error in your decisions. This can be pretty challenging considering that, as a small business unit, you are still in the process of setting up. A good amount of stamina and personal discipline is required to keep up with the demands of the business—especially when faced with the most common small business problems. According to a 2017 report by [...]

By |2018-11-06T23:26:33+00:00November 6th, 2018|Business|0 Comments

November 2018 Undervalued Dividend Growth Screen and Purchase

Every month I screen and share for possibly undervalued dividend growth companies.  The process is descibed in much deeper detail below, but basically this account is hopefully going to provide me with a future stream of income so I am building the base of it on companies that have paid an increasing divided for at least 20 years (with the hope that they'll continue to do so for decades to come since it is built into their DNA). Thoughts prior to the screen: October was  TERRIBLE for the market. Specifically, The broader S&P 500 lost nearly 7% in October, its worst month [...]

By |2018-11-02T15:53:21+00:00November 2nd, 2018|Dividend Investment Portfolio|0 Comments

How Are Generic Ponzi Schemes Still a Thing?

I absolutely love the curated news that google assistant gives me on my pixel while it may be on every android, but I have only had a pixel for the past 3 or 4 years so I wouldn't know.  It takes items that I have searched for on my phone or when signed into chrome and gives me news stories about the topic from all over the country.  Sure it gets some things wrong (not sure why I had to let the system know why I wasn't interested in 'Kate Moss') but for the most part they hit topics I am actually [...]

By |2018-10-29T15:08:32+00:00October 29th, 2018|Investments|0 Comments