Investments

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Investing is broad, but necessary, category in a person’s personal finance world.  Leaving your savings in just cash never made much sense nevertheless at today’s rates.  Investing is often thought about in terms of buying stocks, but it is more than that, you could invest in an insurance based product, real estate, a business, yourself, etc.

August 2018 Dividend Growth Watch List and Purchase

For the longest time I would create an undervalued dividend growth watch list and then wait until the following month to write a post about which stock I bought and why.  Looking back, it was kind of silly because in reality I would simply buy the stock the next day anyway so why wait to share especially since time has passed and remembering my reasoning a month later was damn near impossible. My Screening Method for Under Valued Dividend Growth Stocks I used to use metrics based on the price of the stock (P/E, P/B, Yield, etc.), however, earlier this year, I [...]

By |2018-08-16T15:10:34+00:00August 16th, 2018|Dividend Investment Portfolio|2 Comments

Retire Debt Free: Eliminating Timeshare Fees Helps Your Financial Plans

The timeshare industry is a multi-billion one. Fancy dinners in fancy hotels serve as the stage where agents sell annual vacations to couples financially independent singles. The promise of owning a piece of land one can call their “own spot in paradise” sounds enticing on paper but is very impractical in real life. This “everyone is doing it so it’s time to jump on the bandwagon” thinking is a great way to push the demand of timeshares. Unscrupulous salespeople bloat the cost of buying and exaggerate the benefits of owning a timeshare - they even go as far as telling prospective buyers [...]

By |2018-08-15T23:28:52+00:00August 5th, 2018|real estate|0 Comments

July 2018 Dividend Watch List and Purchase

For the longest time I would create a watch list and then wait until the following month to write a post about which stock I bought and why.  After rethinking how I treat this account last week I am going to change it up going forward.  I never really waited between creating the watch list and making my purchase - I would write the post one night and then the next day buy my lot(s). My Screening Method for Under Valued Dividend Growth Stocks Earlier this year, I finished Tobias Carlisle's book, The Acquirer's Multiple, and decided to give the valuation method [...]

By |2018-07-17T14:48:12+00:00July 17th, 2018|Dividend Investment Portfolio|6 Comments

How to Decide Whether to Buy or Rent a Property

If you’re getting ready to move into your first home, or just relocating to somewhere new, there can be a lot of questions that you ask yourself at the beginning of the home searching process. One of the biggest things to consider can be whether you should be looking to buy or rent a place to live. Buying and renting can both come with pros and cons that make each option more or less suitable for different situations. You can make the best choice for your lifestyle by considering a few key points. Identify What Your Goals Are As with any major [...]

By |2018-07-17T15:53:26+00:00July 16th, 2018|real estate|0 Comments

Treating my Favorite Investment Account Like a Business

When I was doing a review of my 2018 Goals and Objectives last week I noticed a glaring failure on my part.  When I was creating my goals and objective for 2018, I remember specifically thinking that I wanted to treat my dividend account more like a business.  The account is not (yet) large in terms of my net worth, but I really believe I can turn it into a future income stream. To me, "treating it like a business," would mean increased record keeping and transparency (even if that is just to myself and my tens of readers).  Record keeping and [...]

By |2018-07-11T22:41:19+00:00July 11th, 2018|Dividend Investment Portfolio|0 Comments