Investing is broad, but necessary, category in a person’s personal finance world.  Leaving your savings in just cash never made much sense nevertheless at today’s rates.  Investing is often thought about in terms of buying stocks, but it is more than that, you could invest in an insurance based product, real estate, a business, yourself, etc.

Learning the Iron Condor Option Strategy

While I have been selling naked puts for a few years now, I haven't really implemented any other options strategies on any kind of regular basis.  When I first learned about naked puts from a friend I dove head first into the topic, teaching myself about other strategies such as the bear/bull spreads, strangles, straddles and even the move that Madoff claimed he was using, the split strike.  I found the other strategies, besides the spread, weren't really a good fit for me.  They each offered a complication and risk beyond what I was willing to take on the sale/short side (I [...]

By |2019-02-19T16:00:47+00:00February 19th, 2019|Options|0 Comments

February 2019 Undervalued Dividend Growth Investment Screen and Purchase

We are into another month, so it is time for me to try and find another lot or two of possibly undervalued stocks that have increased their dividend payments to their owners for 20 or more years.  While I am a long, long ways away, the eventual goal of this account is to eventually be turn on another income stream when it is needed. Screening for Undervalued Dividend Growth Companies Dividend Growth History The very first hurdle that a company has to pass is whether it has increased its dividend for 20 or more years.  I am looking to build a sustainable [...]

By |2019-02-11T16:20:27+00:00February 11th, 2019|Dividend Investment Portfolio|1 Comment

January 2019 Undervalued Dividend Growth Investment Screen and Purchase

For years (minus a few breaks), I have been screening for possibly undervalued stocks that have increased their dividend payments to owners for 20 or more years.  The goal of this account is to eventually be turn on another income stream when it is needed.  Originally, I used various stock metrics (price to earnings, operating margins, etc.), and then about half way through 2018 I learned about the Acquirer's Multiple / Magic Formula and used those techniques.  Since my goal for 2019 is to get back to the basics, this year I am going to go back to those easy to understand stock metrics [...]

By |2019-01-08T16:00:40+00:00January 8th, 2019|Dividend Investment Portfolio|1 Comment

Employee Appreciation Ideas for Small Business Owners

Small business owners rely on hardworking and dedicated employees to help their businesses thrive. As a small business owner, you must find creative ways to show gratitude to your employees when there is not enough room in the budget for cash bonuses. Here are some ideas on how to reward employees on a budget. Throw an office party Annual office parties are a great way to show the entire office staff appreciation. A potluck is a great idea for each person to contribute without picking up the whole tab. The homemade touch of dishes can bring a new element to the gathering. [...]

By |2019-01-08T16:58:18+00:00December 31st, 2018|Business|0 Comments

5 Common Kitchen Remodeling Mistakes to Avoid

Now, that you have gone over the figures, stilled the naysayers and realized that home remodeling is worth the money you spend, you have finally decided that it's time to bite the bullet and remodel your 1980s kitchen. However, there are a few remodeling mistakes that you want to avoid though when it comes to kitchen do-overs. Mistake #1: Trying to Go DIY With Your Remodel The first mistake you want to avoid during a kitchen remodel is trying to take on the task yourself. DIY, do it yourself, is extremely popular these days, and there are some things that it works [...]

By |2019-01-07T22:55:24+00:00December 26th, 2018|real estate|1 Comment