Insurance is shifting the risk to someone or something that is more likely to be able to handle the catastrophic event.  People often insure their life through life insurance, their income through disability insurance, their business through business overhead insurance, etc.

How to Save Money on Life Insurance

You’ve seen the ads before on television before telling you that you need to buy life insurance. You’ve also most likely received a few letters in the mail, too. If you have young children and a spouse who depend on you financially, life insurance is a must. The problem, however, is that most Americans avoid getting a life insurance policy because they think it’s too expensive. The truth is that protecting the ones you love doesn’t have to cost a lot. These tips can help you to give your family peace of mind with life insurance while saving money at the same [...]

By |2018-11-08T12:51:49+00:00November 8th, 2018|Insurance|1 Comment

Reviewing my Life Insurance Contracts

I am not sure why, but it seems that I have a habit of reviewing my life insurance in the fall.  I took a look at my life insurance policies last year around this time, and then way back in 2015 (also around this time of the year). I swear this is simply by coincidence, especially because this year's inspiration came from a very personal and sad place. A friend of mine was recently diagnosed with stage 4 pancreatic cancer. He has 3 children 7, 5 and 3. The 7 year old is in the same grade as my son which is [...]

By |2018-10-29T14:48:39+00:00October 22nd, 2018|Insurance|2 Comments

Preventing Unnecessary Risks – 3 Ways to Protect Your Company from Loss

Running or managing a business has a multitude of risks associated with it. Whether you're the founder or an employee, every business decision we make must be taken seriously to avoid unnecessary loss. In business, it's impossible to completely do away with risk, but there are ways to protect yourself, your business, and your employees. Protect Yourself This is more important for those who own their own business. While it may feel at times as though you and your business are one entity, legally and financially speaking, you are not. It is imperative that you have separate lines of credit for you [...]

By |2018-09-24T14:40:43+00:00September 12th, 2018|Insurance|0 Comments

Different Types Of Insurance & Why You Should Choose Them

Insurance is a big industry, providing people much needed protection against paying out thousands or more if accidents or other incidents were to occur. In some cases, people end up taking out a payday loan because they don’t have insurance and an accident has left them in a financial mess. However, loans should only be taken out in a financial emergency and insurance can act as a solution to avoid having to opt for this. With the current insurance market offering an abundance of different types, it can be difficult to know which one you should opt for using and what they [...]

By |2018-09-24T14:49:28+00:00September 12th, 2018|Insurance|0 Comments

5 Signs You’re Giving Money To A Bad Auto Insurance Company

With all the money and business in the auto insurance industry, you would think stellar customer service and clear terms and rates would be industry standard, but this isn’t the case. The fact is, many businesses are looking to nickel and dime you, and some aren’t even very nice about how they go about it. Plenty of people are mistreated and ripped off by their insurance providers. Instead of putting up with this sort of business behavior, put your foot down and take your business elsewhere. You wouldn’t want to be another person on the long list of auto insurance horror stories. [...]

By |2018-06-06T22:04:20+00:00May 6th, 2018|Insurance|0 Comments