Credit card usage is amazingly prevalent in western society. The amount of transactions and debt held pursuant to those transactions is staggering and only seems to be growing. These posts have to do with either my credit card use, credit card bonus rewards or other’s credit card use and bonuses.
It’s just over a year since the Credit Card Accountability Responsibility and Disclosure (CARD) Act came into effect but has it heralded a change for the better for credit card users? The bill was introduced to limit the ways in which credit card companies could charge consumers and though it was first passed in the 110th United States Congress it was never given a vote in the Senate. It was then reintroduced in 111th United States congress, was finally signed into law by President Barack Obama on May 22nd 2009 but did not actually take effect until February 22nd 2010. The reason [...]