credit cards

//credit cards

Credit card usage is amazingly prevalent in western society.  The amount of transactions and debt held pursuant to those transactions is staggering and only seems to be growing.  These posts have to do with either my credit card use, credit card bonus rewards or other’s credit card use and bonuses.

5 Simple Ways to Increase Your Credit Score

It’s January, which means you are probably well on your way to upholding those New Year’s resolutions that you made a few weeks ago. The start of a New Year is always a great time to start thinking about the future. Perhaps 2013 is the year you want to get married, start a family, or purchase a new home or car. While you don’t need a good credit score to get married or start a family, you’ll be much better off applying for a new credit card or purchasing a new home or automobile if you have a healthy credit score. Understanding [...]

By |2015-02-19T20:19:55-04:00January 25th, 2013|credit cards|4 Comments

Getting My American Express Gold Card Annual Fee Waived

I remember recently that it was about a year since I signed up for the American Express Gold Card.  The sole reason I signed up for the card was the 50,000 bonus points I received (their deals change all the time) and I knew I would be going on a trip this year so I would get most if not all of my plane ticket taken care of.  The promotional time had expired but I wanted to keep the card, but how do I justify the $175 the annual fee? If you are interested I used up those 50,000 points plus another [...]

By |2016-02-01T15:35:57-04:00September 22nd, 2011|credit cards|21 Comments

How To Choose A Credit Card For Newbies

Choosing a credit card for the first time can be a confusing and bewildering process. What should you look for? How do you make the best credit card choice for you? There are so many credit cards – Visa, MasterCard, American Express, Discover – and the wrong choice can cost you a lot of money. Don't panic! The first time you choose a credit card doesn't have to be a stressful experience. Just keep a few things in mind, and credit cards can be much easier to deal with than you think. Here are a few helpful tips to get you started. [...]

By |2015-02-12T21:22:29-04:00May 31st, 2011|credit cards|2 Comments

How Does a Balance Transfer Work?

A balance transfer credit card can be a tricky proposition, and if you aren't familiar with the process, it can cost you money. It's not complicated to transfer a balance from one credit card to another; a 0% balance transfer can even save you much, but there are issues you should be aware of before you make the decision to change credit cards. You need to do your research in order to make the best choice possible for your particular situation. What works for your best friend or your parents might not work as well for you. The following is a list [...]

By |2015-02-12T21:26:24-04:00April 26th, 2011|credit cards|10 Comments

The Very First Step When Eliminating Debt

This past weekend, I was involved in two separate conversations regarding debt repayment.  Interestingly both conversations concerned married couples that despite varied lengths of marriage had failed the first step when it came to destroying debt.   The very first step in getting rid of debt is actually knowing exactly how much you owe to creditors. I don't mean to cut single people out, I bet they fail the first step too! What do You Owe Creditors? When you ask most people, they may have an estimate of how much they owe credit card companies, but it is only the very serious that [...]

By |2015-02-12T21:28:47-04:00April 21st, 2011|credit cards|11 Comments