Credit card usage is amazingly prevalent in western society. The amount of transactions and debt held pursuant to those transactions is staggering and only seems to be growing. These posts have to do with either my credit card use, credit card bonus rewards or other’s credit card use and bonuses.
If you ordered a free credit report recently and it reflects a financial history that is less than sterling, it is important to remember that it is never too late to improve your spending habits. Even if you find yourself carrying a substantial amount of debt, there are ways to pay off your loans and credit cards more efficiently. From opening new lines of credit wisely to communicating with your lenders when times get tough, committing to new and improved financial habits can boost your credit score, earning power, and ease the worry you may feel over your current debt. Be Conservative [...]