Debt is a four letter word that almost every person has had to deal with since the beginning of written time and history. Debt was talked about in the bible, by Shakespeare, and by tens of thousands of other authors since. The posts found in this category have to deal with either my personal relationship with debt, or the idea in general.
If you ordered a free credit report recently and it reflects a financial history that is less than sterling, it is important to remember that it is never too late to improve your spending habits. Even if you find yourself carrying a substantial amount of debt, there are ways to pay off your loans and credit cards more efficiently. From opening new lines of credit wisely to communicating with your lenders when times get tough, committing to new and improved financial habits can boost your credit score, earning power, and ease the worry you may feel over your current debt. Be Conservative [...]