Debt is a four letter word that almost every person has had to deal with since the beginning of written time and history.  Debt was talked about in the bible, by Shakespeare, and by tens of thousands of other authors since.  The posts found in this category have to deal with either my personal relationship with debt, or the idea in general.

When Your Credit Is Not So Great, What Are Your Options?

No matter how many times you resolve to stay clean, it's likely you may end up ruining your credit due to defaulting on certain loans. The problem is that bad credit leaves you with no options when it comes to applying for finance in the future. And improving your credit score feels like an uphill task. Well, even when things look glum, there are some easy things that you can do. It'd be best if you kept a note of all the options you have to restore your credit back to healthy levels again. Get A Secured Credit Card: Most people who have [...]

By | 2018-03-12T00:16:37+00:00 March 12th, 2018|Debt|0 Comments

Effective Strategies for Improving Your Credit Habits

If you ordered a free credit report recently and it reflects a financial history that is less than sterling, it is important to remember that it is never too late to improve your spending habits. Even if you find yourself carrying a substantial amount of debt, there are ways to pay off your loans and credit cards more efficiently. From opening new lines of credit wisely to communicating with your lenders when times get tough, committing to new and improved financial habits can boost your credit score, earning power, and ease the worry you may feel over your current debt. Be Conservative [...]

By | 2018-01-30T19:51:26+00:00 January 30th, 2018|credit cards|0 Comments

What A First-Time Nissan Car Buyer Needs To Know About Financing

It’s an exciting time when you are a first-time car buyer - but it can also come with high anxiety. Signing on the dotted line to take on the debt of a new car can feel like a huge financial weight. It’s not just about the payments every month; there can also be the fear that you won’t qualify for a loan at all. If you don’t know what your credit history is like, then you might be wondering how much you can afford - or if you can even afford a new car at all. If you are a first-time finance-finder [...]

By | 2018-01-24T13:42:27+00:00 January 21st, 2018|Debt|1 Comment

How to Get The Platinum Card® from American Express

The Platinum Card® from American Express offers the best benefits to its cardholders compared to other American Express cards like the Green or Gold. The benefits will include a point reward system, a four free companion airline tickets every year, airport club access and also a round-the-clock Platinum Card Concierge service who would be able to help you with travel and gift purchases. The Platinum Card® from American Express is very popular with people who love to travel a lot and also to those travelers to different luxury destinations. To those who are interested, you can now complete a Platinum Card application [...]

By | 2018-01-18T14:10:25+00:00 January 9th, 2018|credit cards|0 Comments

How to Reduce Personal Debt

If you are drowning in credit card debt, have payday loan balances or are struggling to pay off personal loans, it may be time to start thinking of ways to reduce what you owe. The good news is that there are many ways in which you can reduce outstanding balances and increase your level of financial security. In many cases, your creditors will work with you to relieve some or all of your debt burden. Consolidate Credit Card Balances Transferring all of your current credit card balances to a new card with 0 percent interest can reduce your monthly payments. Furthermore, you [...]

By | 2018-03-01T15:29:51+00:00 September 15th, 2017|Debt|2 Comments