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How To Take Care Of Your Finances If You Become Disabled

Unless someone has a well-established career, taking care of their finances is difficult in today’s economy simply because the cost of living is usually higher than the cost of labor. This means that it’s difficult to avoid a lower standard of living. Many jobs at or near minimum wage simply don’t pay enough to cover basic living expenses. Still, it can be even more difficult to balance finances if a person has a disability that limits how many hours they can work a week. According to the U.S. Census Bureau's American Community Survey, "Individuals with disabilities were less likely to be employed than [...]

By |2018-08-23T09:24:06-04:00July 24th, 2017|Insurance|0 Comments

Beautiful Switzerland

A friend of mine is currently visiting Switzerland on vacation. She has been posting pictures on Instagram nonstop. First it made me jealous and now it has enticed me to want to plan a trip there for myself. Scenery I think the number one factor as to why someone would want to visit is because of the scenery. From the Swiss Alps to the castles right from a story book, who wouldn’t want to experience this country? Some of the major sightseeing destinations are the Matterhorn, Jungfraujoch, Lake Geneva, Bern, Zurich, The Rhine Falls and Swiss National Park. I will admit that [...]

By |2017-01-27T15:24:55-04:00January 27th, 2017|Personal Situation|1 Comment

The 5 Best Money Moves for Young Professionals

Starting out in the work word is exciting. The financial gains you make in your 20s will have a lasting impact on your lifetime earnings. It’s important to know what to do with the money you make to maximize it. Here are a few smart money tips for people just starting out: Live Minimally It might be tempting to blow your first paycheck on something big and unnecessary but you’ll fare better staying modest for awhile. Pay the necessities and then save the rest. It’s important to have at least 2 months’ salary saved in case you need unpaid time off work [...]

By |2018-01-24T15:19:06-04:00December 22nd, 2016|Personal Finance|2 Comments

Top Investment Tips from the Professionals

Getting involved in the investment arena can be nerve wracking if you're not sure how to get started or how to capitalize on your returns in the most effective way. What follows are some of the best real estate investment tips from professionals. No matter where you plan to invest your money, you should always work with a professional who you can bounce ideas off of. Having someone else you can reach out to can serve you for many years to come. Always be Diversified Having investments of several different types and in several different places benefits you if something crashes and [...]

By |2017-11-08T09:18:43-04:00October 11th, 2016|Investments|4 Comments

Business Deductions: Hire an Expert to Save you Money

Most entrepreneurs don’t get into business in order to give away money, yet each year there are thousands of business owners that do. How you ask? By taking on the challenge of managing their own finances and paying their own taxes. Though many entrepreneurs think it’s seemingly the best way to save money (not hiring an accountant), it can actually result in you flushing money down the drain each year. Uncle Sam certainly isn’t going to reach out to you and let you know, “Hey, I think this money belongs to you.” Therefore, you need to learn how to maximize your earnings [...]

By |2017-05-03T22:43:06-04:00April 23rd, 2016|Taxes|1 Comment