About Evan

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

The Need-to-Knows Regarding Predatory Loans

Water is a vital resource for life on Earth. But it’s highly coveted during the dry months in South Africa. During the summer season, many animals have to compete for a drink at the local watering hole. A cautious impala takes a long sip of lifesaving water. Meanwhile, lurking just beneath the murky ripples is a hungry crocodile timing her deadly lunge. In some ways, searching for a loan mirrors the impala’s plight. People need loans to make important purchases or overcome serious debt like an impala needs water. But occasionally, nefarious intentions hide within the terms of the loan—just like the [...]

By |2019-08-19T23:01:03-04:00August 19th, 2019|Debt|0 Comments

My Last Night in my Second Home

Well after a number of housing updates it is finally the night before we move out of our second home.  This home has been amazing to my family for the past six and a half years.  We have become part of a community I didn't know was possible on Long Island.  I tell anyone that will listen about the amazing town we live in.  It is the only home that my 4 year old daughter has known and I am pretty sure it is the only home that my 8 year old son remembers (although he swears he remembers our old place, [...]

By |2019-08-14T00:01:13-04:00August 14th, 2019|Personal Situation|0 Comments

August 2019 Net Worth Update

July was not that crazy of a month but my world is about to turn upside down in August.  We are: Buying a new house - The closing costs in New York are infuriating, plus the moving costs, painting, flooring, etc., etc., etc. Going on at least 3 trips that I know of - camping, something for my father in law's birthday, and possibly something for my mother I may be selling a piece of my current home to two investors (a close buddy and brother) - I haven't talked a lot about this yet, but I am in talks with them to [...]

By |2019-08-01T15:40:50-04:00August 1st, 2019|Personal Situation|1 Comment

Thinking about Paying off Low Interesting Debt!

With the upcoming home purchase (without a home sale on the other side), I have really been giving a lot of thought to my monthly nut.  An unhealthy amount.  Then I came up with an idea described in excruciating detail below. My Increased Monthly Nut I believe that most adults should have at least an idea of what they spend a month.  I have been in the back office of a wealth management firm for over 12 years, and I can't begin to tell you how many people do not have any kind of clue as to what they spend each month.  Money [...]

By |2019-07-29T18:38:03-04:00July 29th, 2019|Personal Situation|1 Comment

Small Business Financing

When you have an idea for a business or a dream of starting something on your own, a major hurdle can be funding. Some businesses may have large startup costs while others may not require much to begin or function, but it’s a reality that not everyone has the access to funds to live out their dream. Fortunately, there are options to consumers for small business financing that can help. Get a bank loan The most common way of financing is getting a loan through a bank or lender. You can either go to a brick and mortar bank or even borrow [...]

By |2019-07-18T08:44:27-04:00July 18th, 2019|Business|0 Comments