About Evan

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

Why Do People Get Insulted on Low Ball Home Offers?

It honestly feels like yesterday when I wrote post after post after post about selling my first house, looking for a new house and then eventually closing on our current home.  Well, for the past 6 to 9 months The Wife and I have been looking for a new home (numbers behind the idea), and it was during this on going process this week where I ran into a very interesting exchange with a broker. The home was listed for $850,000 on September 1, way out of my league, however when it dropped to $750,000 (still out of my price range) The [...]

By |2018-11-09T16:26:14+00:00November 9th, 2018|real estate|0 Comments

How to Save Money on Life Insurance

You’ve seen the ads before on television before telling you that you need to buy life insurance. You’ve also most likely received a few letters in the mail, too. If you have young children and a spouse who depend on you financially, life insurance is a must. The problem, however, is that most Americans avoid getting a life insurance policy because they think it’s too expensive. The truth is that protecting the ones you love doesn’t have to cost a lot. These tips can help you to give your family peace of mind with life insurance while saving money at the same [...]

By |2018-11-08T12:51:49+00:00November 8th, 2018|Insurance|1 Comment

5 Common New Business Problems and How to Solve Them

The first few steps you take as a small business are crucial to establishing a solid business footing. Even though you’re small enough to experiment and make room for mistakes, you also put your company’s well-being at risk by making just a single error in your decisions. This can be pretty challenging considering that, as a small business unit, you are still in the process of setting up. A good amount of stamina and personal discipline is required to keep up with the demands of the business—especially when faced with the most common small business problems. According to a 2017 report by [...]

By |2018-11-06T23:26:33+00:00November 6th, 2018|Business|0 Comments

November 2018 Undervalued Dividend Growth Screen and Purchase

Every month I screen and share for possibly undervalued dividend growth companies.  The process is descibed in much deeper detail below, but basically this account is hopefully going to provide me with a future stream of income so I am building the base of it on companies that have paid an increasing divided for at least 20 years (with the hope that they'll continue to do so for decades to come since it is built into their DNA). Thoughts prior to the screen: October was  TERRIBLE for the market. Specifically, The broader S&P 500 lost nearly 7% in October, its worst month [...]

By |2018-11-02T15:53:21+00:00November 2nd, 2018|Dividend Investment Portfolio|0 Comments

5 Credit Cards to Build Your Credit Score, Even With Bad Credit

No one sets out to ruin their credit, but sometimes financial emergencies happen. Maybe your lost your job and weren't able to make credit card or loan payments. Or maybe you have an unpaid hospital bill that was reported to collections and has drastically lowered your credit score. While having a bad credit score has a huge impact on a lender’s decision to approve your application to borrow money, you’re not option-less. If you’re ready to start rebuilding your credit, have no fear! Keep reading to learn about five of the best credit cards for bad credit. 1. Capital One Secured Mastercard [...]

By |2018-11-01T16:56:16+00:00November 1st, 2018|credit cards|0 Comments