About Evan

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

Dealing with Cash Flow Issues – There are only 3 Places Your Money Can Go

I haven't discussed my job in a while, but while talking with a new financial planner the other day I was reminded of a lesson I learned a long time ago.  The conversation we were having had to do with the basic fact that most people do not have a clue what they spend.  They wake up sometime around January 2 or 3, and think, "this is the year that I am going to get control of my finances" and then they start to try to build a cash flow model (or a simple budget).   While the scary majority of people may not know [...]

By | 2018-05-22T09:00:51+00:00 May 21st, 2018|Personal Finance|0 Comments

Alternative Options To Payday Loans

(Image Courtesy Of Pixabay) If you watch television or listen to the radio, you’ve heard of a payday loan. At the end of the day, these companies advertise as much as, if not more than, attorneys. With debt creeping closer to its 10 year high and many Americans living paycheck to paycheck, it can be hard to resist the allure of a payday loan. However, what seems like a harmless opportunity to get the money you need now can end up costing you far more later. The truth of the matter is that payday loans create a financial trap. When you get [...]

By | 2018-05-21T09:12:49+00:00 May 21st, 2018|Personal Finance|0 Comments

Undervalued Dividend Growth Watch List May 2018

As I highlighted in my last post, I have taken a new approach to finding undervalued dividend stocks for the next few months.  I am going to rely on the Aquirer's Multiple technique to find undervalued US listed stocks and then I am going to cross reference those companies with those companies that have increased their dividend for over 20 years to come up with the watch list for this month (and the months going forward). What is the Aquirer's Multiple? The Aquirer's Multiple is a valuation method that attempts to find attractively priced companies that may be considered for take over.  [...]

By | 2018-05-18T00:13:15+00:00 May 18th, 2018|Dividend Investment Portfolio|0 Comments

Creating My New Undervalued Dividend Growth Screen

About 6 months ago I came to the realization that, I do not know what makes a stock 'undervalued' nor do I believe most people do either.  If there was one fool proof method then no other methods would exist!  Instead, I decided to make the conscious choice to apply a different method every 6 or 7 methods and adjust accordingly.  Well as fate would have it about 2 or 3 weeks before it was about time to take a left turn on the valuation method I was using, I was listening to a podcast that I absolutely love called the investor's podcast. On [...]

By | 2018-05-15T12:56:36+00:00 May 15th, 2018|Dividend Investment Portfolio|0 Comments

6 Ways to Give Your Finances a Spring Cleaning This Year

You may have a house spring cleaning regimen in place to clear out the cobwebs in your home and ready it for summer. But have you ever thought of applying this concept to your finances? Spring cleaning your finances each year will give you a similar "clean" feeling, as well as netting some pretty significant savings. Here are some tips for "financial spring cleaning" you can use: 1. Review Monthly Bills Sit down with all your monthly bills, plus your bank and credit card statements. First, if you notice any maintenance or service fees, address them. Call your provider or bank to find [...]

By | 2018-05-15T21:02:33+00:00 May 10th, 2018|Personal Finance|0 Comments