Monthly Archives: July 2019


Thinking about Paying off Low Interesting Debt!

With the upcoming home purchase (without a home sale on the other side), I have really been giving a lot of thought to my monthly nut.  An unhealthy amount.  Then I came up with an idea described in excruciating detail below. My Increased Monthly Nut I believe that most adults should have at least an idea of what they spend a month.  I have been in the back office of a wealth management firm for over 12 years, and I can't begin to tell you how many people do not have any kind of clue as to what they spend each month.  Money [...]

By |2019-07-29T18:38:03-04:00July 29th, 2019|Personal Situation|1 Comment

Small Business Financing

When you have an idea for a business or a dream of starting something on your own, a major hurdle can be funding. Some businesses may have large startup costs while others may not require much to begin or function, but it’s a reality that not everyone has the access to funds to live out their dream. Fortunately, there are options to consumers for small business financing that can help. Get a bank loan The most common way of financing is getting a loan through a bank or lender. You can either go to a brick and mortar bank or even borrow [...]

By |2019-07-18T08:44:27-04:00July 18th, 2019|Business|0 Comments

Undervalued Dividend Watch List – July 2019

It's going to be interesting to me to look back in a year or two at some of these posts because it feels like the market is either about to shoot up some more with a strong base underneath it which was tested in December 2018, or this could all come crumbling down quickly! Regardless, I march onward searching for possibly undervalued stocks that have increased their dividend for at least 20 years.  Every month I screen for undervalued dividend growth stocks and buy a lot (as defined by me as $500) or two.  My goal is that one day I can turn off [...]

By |2019-07-10T23:35:56-04:00July 11th, 2019|Dividend Investment Portfolio|2 Comments

Four Smart Ways to Lower Monthly Expenses

It happens - you did your budget meticulously, but shopping here, a high bill there, and you're breaking the bank once again. It doesn't have to occur, though, and there are steps you can take to smart expense management. The best part - you won't feel it in the long run. Everyone's life is different, but most have some overlapping fields that eat up your salary. Here are four areas where you can lower your expenses with very little work. Do Some Energy Efficiency Checks Does your electricity bill always come a bit higher than expected? There are ways to fix that. [...]

By |2019-07-10T10:41:23-04:00July 10th, 2019|Personal Finance|0 Comments

Another Housing Update – I am Now a Landlord!

Things have taken a very interesting turn in my world with regards to my home sale.  However, prior to getting into all the numbers, I think it may be prudent to go over what has occurred in the past year or two with regard to my primary residence and then my search for the perfect rental home. The Wife and I saw some very interesting things happening in our tiny real estate market on Long Island back in the beginning of 2018. Our first inclination was to put it on Zillow's "Make me Move."  We didn't get the traction or responses we [...]

By |2019-07-08T00:22:32-04:00July 8th, 2019|real estate|0 Comments