Monthly Archives: March 2019


Leasing vs Buying My Next Car

One of the things I like about running a personal finance blog is that it provides me with the opportunity to write out my thoughts while working through a real life problem.  I have done this a few times over the years with quick examples being whether to purchase a rental property and whether to put solar on my home.  Right now, I am trying to figure out whether 1) should I lease or buy my next car, and 2) if I buy what kind of car should I buy. From the age of 17 to about 35 years old I had [...]

By |2019-04-11T20:48:56-04:00March 27th, 2019|Personal Situation|1 Comment

What is a Risk Reversal Options Strategy? Entering to my First Risk Reversal Strategy

Last week I went with The Wife and my 2 kids to Disney.  It was the first time I had been there since we went almost 5 years ago. I couldn't believe just how many people were there! Every park I went to (Magic Kingdom, Hollywood Studios, Animal Kingdom and Epcot) was extremely busy.  Granted, I don't have anything to compare it to but these places were nuts.  Some rides had a line from opening till close of 2+ hours.  This shocked me even more given that I pulled my kids from school (and local schools were not off either) and the pure [...]

By |2019-03-19T20:40:46-04:00March 19th, 2019|Options|0 Comments

The Hardest Decision For Most Couples is Choosing a Guardian

I have been practicing in the estate planning world for the past decade or so, and I have found that the hardest decision that most people have to make is choosing their guardian for the children. In fact, it is so difficult that prior to meeting new clients with children, it is the only decision I make them come to the meeting prepared to answer. I am confident I can walk a family through every other issue regardless of family dynamics, net worth or complicated tax matters, however, watching a couple determine/fight over who can care for their young children is often [...]

By |2019-03-14T21:47:03-04:00March 14th, 2019|Estate Planning|1 Comment

March 2019 Undervalued Dividend Growth Watch List and Purchase

We are into another month, so it is time for me to try and find another lot or two of possibly undervalued stocks that have increased their dividend payments to their owners for 20 or more years.  While I am a long, long ways away, the eventual goal of this account is to eventually be turn on another income stream when it is needed. Screening for Undervalued Dividend Growth Companies Dividend Growth History The very first hurdle that a company has to pass is whether it has increased its dividend for 20 or more years.  I am looking to build a sustainable [...]

By |2019-04-11T20:48:13-04:00March 8th, 2019|Dividend Investment Portfolio|0 Comments

Reviewing the 2018 Berkshire Hathaway Chairman’s Letter

It has been more than a few years since I have read The Snowball: Warren Buffett and the Business of Life, and it still stands as one of my favorite books.  It may be the only book I have read more than twice (in fact I may put that on my audio book list this year for a refresher).  Whether you are a Buffett fan-boy or not, most people who I have urged to read the book enjoyed it.  It takes an honest look at the life of a self made billionaire which includes some pretty big character flaws (absentee husband first time around [...]

By |2019-03-03T16:55:30-04:00March 3rd, 2019|Investments|2 Comments