Monthly Archives: January 2019


What Happens When You Have No Credit History?

Not everyone understands the concept of credit. It sometimes feels unnatural to spend money that isn’t really yours. But having a good history with credit makes it a lot easier to do many important things in life—such a buy a house or car. If you haven’t started establishing your credit yet, you might be wondering what happens when you have no credit history. Is It Possible to Rent an Apartment with No Credit? If you’re out on your own, you need to have a place to live. But it’s a lot harder to get an apartment when you have no credit history. [...]

By |2019-01-30T15:16:39-04:00January 29th, 2019|Debt|0 Comments

I Think People Undervalue Stay at Home Parents for Life Insurance Purposes

I believe that the life insurance industry, and probably people in general, completely undervalue a stay at home mother or father when it comes the appropriate amount of insurance.  It is pretty easy to blame the industry insofar as it only takes a bit of not-so outside the box thinking to come to the conclusion that despite not earning income there is an insurable interest. The Bare Minimum Amount of Life Insurance for a Stay at Home Parent Imagine you just lost a parent, what would be the next worst thing that could happen to a child? I would guess having to [...]

By |2019-01-27T13:09:42-04:00January 28th, 2019|Insurance|0 Comments

Things to Remember When it Comes to Personal & Property Insurance

Gone are the days when the people would simply reject the idea of home insurance by considering it a waste of money. Today’s homeowners are smart and informed, and they want the best home insurance covers for their prized real estate. If you are taking a home loan, then most lenders would also require you to get insurance to minimize the risks on their end. If you have home insurance, then you want to use it properly and get the most out of it. The question is, how do you know all the features that come with your insurance, or exactly what’s [...]

By |2019-01-23T08:54:32-04:00January 23rd, 2019|Insurance|0 Comments

4 Skills that Will Help You Stay Debt-Free Forever

Give a man a fish and he’ll be satisfied for a day. Teach a man to fish and he’ll never go hungry again. The same is true, to a certain extent, of finances and money management. A significant windfall or a short-term dividend won’t do much good in the long run if an individual lacks the skills and know-how to handle their personal capital. As such, if you’re looking for a permanent solution to financial worries –– and not a quick-fix –– make sure to check out and strive to develop these four habits that will keep the creditors at bay: Patience [...]

By |2019-02-11T12:54:31-04:00January 22nd, 2019|Debt|0 Comments

What They Don’t Teach You in School: 8 Financial Mistakes Millennials Tend to Do and How to Avoid Them

The older generation has received a lot of backlash from the millennials that it’s not tech savvy. While this might hold some truth, the millennials have a significant weakness. They do not know how to manage their finances. Even though this varies from one person to another, most of the millennials have demonstrated that they are poor financial managers. With the challenging economic times, these younger generation doesn’t seem to care. They are spending their hard-earned cash on things they actually don’t need. From designer clothes, expensive electronics, and living in posh neighborhoods, millennials love the thrill that comes with spending. What [...]

By |2019-01-18T09:19:54-04:00January 18th, 2019|Personal Finance|1 Comment