Monthly Archives: December 2018


Employee Appreciation Ideas for Small Business Owners

Small business owners rely on hardworking and dedicated employees to help their businesses thrive. As a small business owner, you must find creative ways to show gratitude to your employees when there is not enough room in the budget for cash bonuses. Here are some ideas on how to reward employees on a budget. Throw an office party Annual office parties are a great way to show the entire office staff appreciation. A potluck is a great idea for each person to contribute without picking up the whole tab. The homemade touch of dishes can bring a new element to the gathering. [...]

By |2019-01-08T16:58:18-04:00December 31st, 2018|Business|0 Comments

Intelligent Financial Decisions to Make in 2019 That Will Help You Throughout Your Life

Building up a strong financial backing is a must for any individual. Wise financial decisions from an early working age will help you create a well designed plan that will allow you to reach your financial goals. 2019 is the perfect year to start making such financial decisions and attain financial security for your life. Financial decisions are steps in life that should be taken in a cautious manner. Some of these decisions should be taken after much deliberation and consideration, while some must be taken simply because there’s an opportunity for it. This article aims to bring to you some great [...]

By |2019-01-08T16:55:56-04:00December 27th, 2018|Personal Finance|1 Comment

Discovering Prepayment Problems with My Student Loans

Despite being out of law school for about 12 years, I still have a pretty good amount of student loans hanging around.  I paid my smallest student loan off way back in 2012 throwing extra money at it when I could, and I never really worried about the balance since they were all locked in at an interest rate of 3.50% and only costs me a few hundred every month so it wasn't worth liquidating assets to pay it off completely.  Notwithstanding, earlier this year I thought it would be a good idea to put a few dollars (and I do mean [...]

By |2018-12-26T10:26:25-04:00December 26th, 2018|Debt|0 Comments

5 Common Kitchen Remodeling Mistakes to Avoid

Now, that you have gone over the figures, stilled the naysayers and realized that home remodeling is worth the money you spend, you have finally decided that it's time to bite the bullet and remodel your 1980s kitchen. However, there are a few remodeling mistakes that you want to avoid though when it comes to kitchen do-overs. Mistake #1: Trying to Go DIY With Your Remodel The first mistake you want to avoid during a kitchen remodel is trying to take on the task yourself. DIY, do it yourself, is extremely popular these days, and there are some things that it works [...]

By |2019-01-07T22:55:24-04:00December 26th, 2018|real estate|1 Comment

Types of Personal Loans

There are countless reasons you may need some extra cash, especially this time of year. You could need it to cover an emergency (like a roof repair or car accident), make some purchase (Christmas presents), or to consolidate your debts. You may require a loan where a bank lends  you an amount of money for interest and a fixed time frame. Because there are various reasons to get a loan, there are different loans types that are available. Each type has its own pros and cons, so it is smart to review them to know what might work best for you. Many [...]

By |2019-01-20T10:42:27-04:00December 21st, 2018|Debt|0 Comments