Monthly Archives: October 2017


What is a Buy-Sell Agreement and Why Should Business Owners Care?

I always find it fascinating how many business owners do not even consider a buy-sell agreement when operating their business.  What's worse, in my opinion, is how many professional advisors (whether that is a financial advisor, accountant or attorney) completely fail to bring up the subject of a buy-sell agreements to their business owner clients. What is a Buy-Sell Agreement? A buy-sell agreement is a written contract between two individuals (more often than not it is two business owners) that provide for a certain outcome as it relates to a business or businesses if a condition precedent happens.  The easiest example is [...]

By |2018-02-05T21:42:38-04:00October 30th, 2017|Business|0 Comments

A Depressing Way to Inspire You to Save More

When you take a step back and think about how much money you or your family has earned in total versus your net worth may be a very depressing way to inspire some lifestyle changes.  I have said it before, but I believe that actually calculating and tracking net worth changes over some set time is an important exercise for anyone running their family's finances. I am not entirely convinced there was a point to creating the spreadsheets below since most people understand that it is all about what you save.  Nonetheless I was curious as to what these numbers would add up to. [...]

By |2018-02-05T21:33:08-04:00October 17th, 2017|Personal Finance|0 Comments

October 2017 Watch List

With October underway it is time to search the dividend champion list to see if I can buy something this month! My Screening Metrics In an attempt to find undervalued, unloved companies I use certain metrics which are defined below.  First and foremost, the company must have increased their dividends for at least 20 years.  To gather this information I use the Dividend Champion list (as well as part of the Dividend Contenders list).  Both lists are updated monthly by David Fish.  In the past, I used the Dividend Aristocrat list, but one of the criteria for the Dividend Aristocrat is that it is [...]

By |2018-02-12T21:06:05-04:00October 10th, 2017|Dividend Investment Portfolio|0 Comments

Dividend Growth Portfolio September 2017 Update

I am way too excited to write this post.  It has been 6 months or so since I wrote an update to my dividend growth account.  I took a self-imposed hiatus earlier this year to roll out of some positions wherein it seemed wrong to keep investing when the margin balance kept growing.  With last month being the first month I was back in the thick of it, updating and creating my screen for undervalued dividend growth stocks, I figured it was about time to restart tracking the income from this account as well as my monthly purchases. My Month Income From my Dividend [...]

By |2018-02-12T21:05:06-04:00October 3rd, 2017|Dividend Investment Portfolio|3 Comments

October 2017 Net Worth Update

With another month in the books, it is time to take stock of whether my net worth increased or decreased.  I can't express how important this exercise is for me, and as such, this post is usually my favorite to write each month.  I don't think I am alone considering how many sites, forums, apps, etc., exist to calculate and share this number. Prior to calculating the number, I like to take a moment to think about whether it went up or down.  It gives me a few minutes to actively think about whether I made good or bad decisions the previous 30 [...]

By |2017-11-27T22:04:35-04:00October 2nd, 2017|Personal Situation|8 Comments