Monthly Archives: August 2017


Things to Consider When Getting Car Insurance

Every car owner is required to have car insurance. It isn’t an option so for most people it is important to find the right policy that is meeting their needs when it comes to coverage but also works for their budget. There are many pros and cons to consider but the main thing people look at are the deductible and premium amounts.  It is very important to make sure you have the right deductible in your car insurance policy so you know you are covered in the event of an accident, but it is also important you can afford it. Below are [...]

By |2019-07-08T22:21:49-04:00August 31st, 2017|Insurance|1 Comment

Where I Think Robo-Advisors Are Going to Fail Their Clients and Customers

My main career for the past 10 years or so is back office support for a financial planning firm.  Couple those 40 to 50 hours a week with running a personal finance blog for 8 years or so and I like to think I am usually aware of movements within the industry broadly referred to as financial planning.  Within those dual roles it has been pretty amazing to watch the hockey-stick growth and popularity of Robo-advisors.  Personally, I think it is fantastic how much they, as a whole, have changed the industry for the better in a shockingly short period of time. [...]

By |2017-08-29T23:34:01-04:00August 30th, 2017|Personal Finance|3 Comments

Getting Back into Dividend Growth Value Investing!

It has been a few months since I stopped screening for, and purchasing monthly lots of undervalued dividend growth stocks.  Well I am jumping back in next month and I am extremely excited to get this part of my financial world started up again. Why I Stopped Dividend Growth Value Investing? Last year, I started to sell naked puts to generate revenue.  The idea was simple enough, I would sell puts on companies that I would not mind owning.  If the put did not get assigned to me, I would keep the cash and if the  put was likely to (or did [...]

By |2017-08-21T10:44:00-04:00August 17th, 2017|Dividend Investment Portfolio|4 Comments

What is CAPE and Why am I Moving Future Contributions to my 401(k) to Cash?

If you follow the markets at all you can't avoid discussions of how overvalued the broad market as a whole may be.  I largely ignore the talking heads for two reasons.  The first there is always gong to be talk about a pull back (here are main stream articles from 2014, 2015 and 2016) and when the correction does happen there will be articles discussing how the market is going to rebound as well as fall more.  This leads me to the second reason I largely ignore it - for my 401(k) it just doesn't matter since I am 30 years or [...]

By |2017-08-15T00:31:10-04:00August 14th, 2017|Qualified/Retirement|6 Comments

August 2017 Net Worth Update

My favorite post of the month is here. I add up all my assets minus my liabilities and see how my net worth has changed as compared to the month before.  I wish I were a little bit more open about sharing how I have been doing, but I just can't get behind putting the real numbers out here.  Instead, I provide a watered down version that shows if I am up or down and by how much.  Luckily, I have only had a few down months which is a combination of luck in the market, paying down debt, and keeping expenses [...]

By |2017-08-31T10:18:19-04:00August 1st, 2017|Personal Situation|1 Comment