Monthly Archives: January 2017

//January

Be Careful When Rolling Options

When closing an secondary (or tertiary) option leg it needs to cover the original rolled put for the trade to be profitable.  Reading that sentence over again, it probably makes absolutely zero sense to some, and seem painfully obvious to others.  Either way, I learned this lesson the other week, and it was not readily apparent to me so maybe it isn't to others. Rolling Out of an In the Money or Near the Money Put I have been selling naked puts to create additional income to invest in dividend paying stocks.  My goal is to sell naked puts with a large [...]

By |2017-01-30T00:21:30-04:00January 30th, 2017|Uncategorized|1 Comment

Beautiful Switzerland

A friend of mine is currently visiting Switzerland on vacation. She has been posting pictures on Instagram nonstop. First it made me jealous and now it has enticed me to want to plan a trip there for myself. Scenery I think the number one factor as to why someone would want to visit is because of the scenery. From the Swiss Alps to the castles right from a story book, who wouldn’t want to experience this country? Some of the major sightseeing destinations are the Matterhorn, Jungfraujoch, Lake Geneva, Bern, Zurich, The Rhine Falls and Swiss National Park. I will admit that [...]

By |2017-01-27T15:24:55-04:00January 27th, 2017|Personal Situation|1 Comment

Is There a Correct Emergency Fund Amount? Different Ways to Calculate How Much You Should have Saved?

Having an emergency fund is probably one of the most important things you could for your financial well being.  If there was a hierarchy of personal finance, it is likely on the bottom with owning life insurance as not to bankrupt your family if you were to premature predecease. However, there are just a ton of different opinions on just how much should be kept in cash. What is the Wrong Amount to Have in an Emergency Fund? Too Little I am not sure how much of these stories I believe but there is a shocking amount of Americans without a properly [...]

By |2017-01-24T10:56:21-04:00January 24th, 2017|Personal Finance|6 Comments

I Don’t Understand Investing in Small Cap Pharmaceutical and Biotech Companies

One of the places I check for ideas/inspiration to sell puts for income is the Yahoo Finance page's "Losers" for the day.  It provides a snapshot of companies that have taken an unusually large hit for that day.  I use this page to scout out any names that look familiar to me (i.e. if Nike takes a few percentage hit, I know Nike will be around in a few months so that is where I start my research for selling puts).  What does this have to do with Pharmaceutical and Biotech Companies? Everyday, day in and day out, they make up the [...]

By |2017-01-17T23:57:53-04:00January 18th, 2017|Investments|5 Comments

Screening for Undervalued Dividend Growth Stocks January 2017

With a new year underway I decided to slightly alter the screen I use to attempt to find undervalued dividend growth stocks.  I discuss my metrics in further detail below, but the specific changes I made was to decrease the amount of years necessary for a stock to pay an increasing dividend from 20 years to 15 years and I put a moving target with regards to market cap to remove some of the smaller, thinly traded companies. Decreasing the requisite amount of years to even start the screen provided me with another 53 companies to look at (157 vs 210)!  The [...]

By |2017-01-11T16:57:25-04:00January 11th, 2017|Dividend Investment Portfolio|1 Comment