Monthly Archives: July 2015

//July

July 2015 Value Dividend Growth Watchlist

I usually do this earlier in the month, but better late then never.  For the past few years it has been my goal to purchase undervalued stocks that have been paying a growing dividend for the past 20 years.  I use a number of metrics described in detail below, but the main reason I write and share these posts to keep myself accountable to the long term growth and build up of this account. But, before looking at future investments, I want to highlight my activity in June 2015. Dividend Investment Portfolio Activity in June 2015 On 6/17/2015 I sold my entire [...]

By |2015-07-30T15:01:10-04:00July 27th, 2015|Dividend Investment Portfolio|2 Comments

How to Stay Safe when Shopping Online

Online shopping has been a godsend for most people who don't like going to the local store. The only problem here is safety: how safe are you from hackers and cyber thieves looking to steal your banking details? Online threats are on the rise and getting more sophisticated each day. If you rely heavily on the internet for products and services, you need to make sure your system is secure and that you carefully monitor your online habits. Safety is a Mindset Your best defense against cybercrime is to remain vigilant. You have to think of online safety all the time until [...]

By |2016-10-18T19:56:43-04:00July 26th, 2015|Guest Post|0 Comments

This CNN Money Article About Wealthy Couples Seems Like Bullshit To Me

I came across a recent CNN Money title which read, "The 10 Wealthiest Couples in the World" and I thought to myself it would be a great article about power couples.  I was thinking Jay Z and Beyonce, Tom Brady and Gieselle, etc., couples where they were on equal footing and/or power in terms of business or at least their industry.  Instead, the list basically regurgitates the Forbes top 10 richest people list, weeding out those that aren't married and going deeper into the forbes list to make sure CNN hit the round number of 10. The Bullshit List of Wealthy Couples Bill [...]

By |2016-02-16T16:17:02-04:00July 23rd, 2015|Random|0 Comments

Comparing Some Market Caps of New School vs Old School Companies

I was talking to a buddy of mine in my investment club about the decision whether to sell one of our holdings.  While the content of the discussion (another growth vs. value discussion) was interesting unto itself, there was something that came out of it that caught my immediate attention - market cap of "new school" or disruptor companies versus established companies. What is Market Capitalization? Investopedia provides a pretty straightforward definition of Market Capitalization, The total dollar market value of all of a company's outstanding shares. Market capitalization is calculated by multiplying a company's shares outstanding by the current market price [...]

By |2016-02-16T16:11:20-04:00July 21st, 2015|Investments|0 Comments

Taking a Look at My Home’s Amortization Table

I recently wrote about my distaste for home ownership and I received some fantastic comments from some fellow personal finance bloggers.  While they brought up some good points they also inspired me to actually take a look at my home's amortization schedule to actually see what is being put towards interest vs principal. What is an Amortization Schedule? According to Wikipedia an amortization schedule is, An amortization schedule is a table detailing each periodic payment on an amortizing loan (typically a mortgage), as generated by an amortization calculator. Amortization refers to the process of paying off a debt (often from a loan [...]

By |2016-03-07T15:23:33-04:00July 8th, 2015|Personal Finance|1 Comment