Monthly Archives: June 2015


2 Areas of Personal Finance Often Overlooked

I find it amazing how many of us don’t learn about our personal finances until the very moment that we’re trying to dig ourselves out of the heaping pile of debt we’re under. However, if I really sit back and think about it… that’s the way most things are. We fail to prepare and only try to find understanding after we’ve hit rock bottom or some disastrous event has taken place. Though learning from your mistakes is definitely worth applauding, wouldn’t it be nice if we could be proactive and prevent the mistakes to begin with? Unfortunately, we don’t learn much about [...]

By |2016-10-10T23:11:24-04:00June 30th, 2015|Debt|0 Comments

What All Adults Should Know About their Own Personal Finances

I am not sure how many people with out a personal finance blog actually know how they are doing with their personal finances.  I can't imagine that many people actually take account of their net worth or even how much debt they actually have.  At most, maybe, someone will know their 401(k) balance.  Notwithstanding, there area  number of items that every adult who is in charge of their household's finances should know. What Every Responsible Adult Should Know About their Personal Finances I am sure the list is not complete so if you have any ideas I'd love to hear them: How [...]

By |2016-10-26T13:39:17-04:00June 29th, 2015|Personal Finance|4 Comments

I Hate Being a Homeowner

No one really talks about it, but I hate being a homeowner.  Nope, I hate it.  I hate it so much that I used a color font for probably the second time in the 8 years of running this site.  Since purchasing my home I have had to: Do masonry work on my fireplace since starting a fire made my house reek of smoke Convert from oil to gas after calculating the exact amount I'd save converting from oil to gas heat Replace boards in my deck from rotting Redo my whole upstairs insulation When the foundation allowed seepage during a ridiculously heavy [...]

By |2015-08-10T23:09:27-04:00June 17th, 2015|Rant|13 Comments

Are Some Government Officials Idiots or Blind to Reality?

Over the past 6 or so years of blogging I have been pretty open regarding my disdain for most people in government whether it be at the local level or the Federal level.  I think my anger has to do mostly with the complete disregard of possible unintended consequences.  For example, back in 2011 the CARD Act was enacted Congress or our President didn't seem to have the foresight to realize that when they took an income stream away from a bank via limited fees they'd come up with another fee to keep profits steady.  But in a stroke of pure idiocy [...]

By |2015-08-10T23:03:28-04:00June 10th, 2015|Random|6 Comments

June 2015 Value Dividend Growth Watch List

For the past few years it has been my goal to purchase undervalued stocks that have been paying a growing dividend for the past 20 years.  I use a number of metrics described in detail below, but the main reason I write and share these posts to keep myself accountable to the long term growth and build up of this account. But, before looking at future investments, I want to highlight my activity in May 2015. Dividend Investment Portfolio Activity in May 2015 I sold one of my positions last month: PRE - Was in the middle of merger talks as well [...]

By |2016-02-22T15:49:09-04:00June 9th, 2015|Dividend Investment Portfolio|0 Comments