Monthly Archives: October 2011


My Scary Health Insurance Choices

I figured since it was Halloween l would post about something really scary...My Health Insurance Options and Premiums.  Considering it is open enrollment for season I am sure most people are facing the same decisions. My Health Insurance In the 3 years I have been writing on My Journey to Millions I have not brought up the discussion of my health insurance once.  Growing up my mom worked for a hospital as a registered nurse (she still does) and so we always had amazing health insurance.  The Wife on the other hand had little to no health insurance growing up as her [...]

By |2013-09-26T14:57:22-04:00October 31st, 2011|Personal Situation|25 Comments

What Other Dividend Lists Exist Besides the Dividend Aristocrats?

For me, stock indexes and/or stock lists provide either a starting point for my research or an investment opportunity if a particular fund invests in that list or index.  Each time I have written a post about my Dividend Investment Portfolio I indicated that I use the Dividend Aristocrats as a starting point.  I let Standard and Poors do the work for me eliminating probably close to 98% of the listed companies in the country using the following criteria: Be a member of the S&P 500 index Have increased dividends every year for at least 25 consecutive years Have a float adjusted [...]

By |2013-09-26T14:57:22-04:00October 28th, 2011|Dividend Investing|20 Comments

Building a Personal Pension Like the Professionals

I think one of the biggest problems that baby boomers are going to encounter is transitioning from accumulation to decumulation.   At 30 I am still young, but it has to be an odd feeling moving from the gathering of assets to partitioning which assets to spend and when.  I recently read an article in Investment Advisor written by Dr. Stephen J. Huxley and Brent Burns, MBA titled “Building a Personal Pension Portfolio” that provided a really straight forward approach to the problem.  It should be noted that I have seen information on this type strategy before and the article written by Dr. [...]

By |2018-10-30T12:52:17-04:00October 26th, 2011|Qualified/Retirement|19 Comments

The Benefits of Life Insurance to Young Families

Post by Sasha I’m a late 20-something married to an early 30-something, and we have a toddler-ish kid. Our lives, divided between work and play, are for the most part prescribed by the responsibility of family. My husband and I make decisions together, plan for the future and raise a very happy little boy. Outside of our little unit, however, life is not so certain. We are worried about losing our jobs and how, subsequently, we will pay for things like a mortgage and health care. We worry about our financial security. We worry about what we will be able to leave [...]

By |2015-02-12T20:50:53-04:00October 25th, 2011|Life Insurance|15 Comments

What are Preferred Shares? Do You Invest in Preferred Shares?

I have dabbled in a lot of different types of investments, my most recent kick being my dividend investment portfolio, however, I have never really given thought to investing in preferred shares of stock. What is a Preferred Share of Stock? According to Investopedia a Preferred Stock is, A class of ownership in a corporation that has a higher claim on the assets and earnings than common stock. Preferred stock generally has a dividend that must be paid out before dividends to common stockholders and the shares usually do not have voting rights. The precise details as to the structure of preferred [...]

By |2013-09-26T14:57:23-04:00October 24th, 2011|Investments|5 Comments