Monthly Archives: February 2011


My Favorite Thing About Paying off Debt

I have been aggressively paying down my auto loan since the beginning of the year.  Every time I am about to waiver and change course I remember my favorite thing about paying off debt.  What is my favorite thing about paying off debt? I don’t believe that debt is religiously evil, nor do I think debt is good or bad so those two things can’t be it.  I am not throwing away money since the loan was associated with my vehicle that I need and it is a relatively low interest rate, so that can’t be it. So what is my favorite [...]

By |2013-09-26T14:59:54-04:00February 28th, 2011|Debt|15 Comments

Stop Making Excuses Creating a Second Stream of Income Is Not Difficult

I think the amazing thing about blogging is being able to connect to people that you would likely never have a conversation with, but because you share a common interest you get involved in their life.  Sometimes it is a one way street, which is fine.  There is this great blogger who goes by the pseudonym Debt Ninja who writes over at Punch Debt In the Face who often captures my attention.  While we may not have a lot in common (he works for the government, doesn’t drink and is involved in young life…I work in the private sector, love beer/scotch/whiskey and [...]

By |2013-09-26T14:59:54-04:00February 25th, 2011|Personal Finance|30 Comments

The Easiest Way to Save Money When Shopping Online

Whenever I shop for something online I always look for a discount, and it solely because of how easy it is to find promo codes, coupon codes, etc.  While I will usually just search for the term and promo code, Wikipedia highlights a ton of other synonyms that should be looked into, Online retailers often refer to coupons as "coupon codes," "promotional codes," "promotion codes," "discount codes," "key codes," "promo codes," "surplus codes," "portable codes," "shopping codes," "voucher codes," "reward codes" "discount vouchers" or "source codes." Internet coupons typically provide for reduced cost or free shipping, a specific dollar or percentage discount, [...]

By |2015-02-12T23:46:10-04:00February 24th, 2011|Personal Finance|2 Comments

It is Okay to Want Things but Don’t Justify that You Deserve It

Last week, The Wife started to say things like, “Wow, that Keurig coffee maker seems really cool!”  I thought nothing of it since we have two coffee makers, one we got as a gift at her bridal shower and another she received to test out on her blog.  Both have cool features like built in bean grinding and espresso making  (not that we figured out how to make an espresso), so why would I think that something is “cool” means we need to replace not one but two machines.  Not much of a hint right?  Most wives are probably shaking their heads right now, [...]

By |2013-09-26T14:59:55-04:00February 23rd, 2011|Personal Finance|16 Comments

When Computing Housing Costs You Have to Remember…

When deciding whether to purchase a house, condo, townhouse or co-op most people tend to forget the ancillary costs associated with owning that home.  This topic came up the other week when I asked a buddy how living with in-laws went when he was in house purgatory (sold his house but didn’t close on his new one).   He was ecstatic with how much money he saved month, and it got me to thinking how much money moving in with The Parents would save The Wife and I. Ancillary Costs of Owning a Home I am well aware that unless something dramatically changes [...]

By |2013-09-26T14:59:56-04:00February 21st, 2011|Personal Finance|19 Comments