When High Interest Loans Are a Scam and When They Are a Savior

They don’t call them loan sharks because they play fair. Predatory lenders are notorious for their ingenious ability to prey on people who often find themselves in the position where they need a big cash injection days or weeks before payday. They use the simplicity and the access to lure many folks into repayment plansContinue Reading

Spending vs. Saving

One of the most common questions people face today in the area of personal finances is whether it is better to enjoy your money today, or save for tomorrow.  It often feels like the experts are suggesting that you must choose one or the other and that there is no compromise. However, this is notContinue Reading

June 2011 Net Worth Update

This past month was a pretty good month for Evan’s household.  I received my tax refund and my side businesses really took off towards the end of the month.  I will fully admit that this month my partner rocked it out – most months we are about even on revenue but in May he killedContinue Reading

How To Choose A Credit Card For Newbies

Choosing a credit card for the first time can be a confusing and bewildering process. What should you look for? How do you make the best credit card choice for you? There are so many credit cards – Visa, MasterCard, American Express, Discover – and the wrong choice can cost you a lot of money.Continue Reading

Are You the Kind of Person that Bets to Win? Place? or Show? Personal Finance Meets Horse Racing

This Memorial Day our neighbors asked The Wife and I would like to join them at Belmont State Park for a couple horse races and since we had been at the beach the previous two days it was a nice change of pace. While there are a ton of different ways to bet on “theContinue Reading

Happy Memorial Day 2011

Thank you to all those who have served our Country to promote our freedom.  According to the VA, Memorial Day, which is observed on the last Monday of May, commemorates the men and women who died while in the military service.  In observance of the holiday, many people visit cemeteries and memorials, and volunteers oftenContinue Reading