Is a Loan Ever a Better Option than a Credit Card?

Are you faced with the need to make a big purchase for a much needed item? Do you have the readily available funds to make the purchase? If it is an unexpected expense, then few of us have the cash and so need to look at another payment method. Perhaps you have to pay for

What Do You Do at Night? I Try to Make Money

What Do You Do at Night? I Try to Make Money

I was truly inspired last night by two Bloggers.  Whenever I have a website programming problem I have my go to people, one of which is the bad ass Jesse, from Personal Finance Firewall, and as I emailed him last night but someone on Twitter responded to my complaining about the problem very quickly.  That

Review of Free Dividend Investing E-Book

I generally dislike e-books, I often find that they are terrible reproductions of blogs adding no real value, however, when my buddy Mike from TheFinancialBlogger told me he was creating an e-book on Dividend Investing I was actually excited to check it out. As usual, Mike offers something above and beyond the norm in his

What is the Difference Between Marginal and Effective Tax Rate?

What is the Difference Between Marginal and Effective Tax Rate?

I am often surprised how many people don’t understand how the United States Income Tax system actually works, but on the surface it is a really simple system.  Like anything else, once we get deeper it becomes a bit LOTS more complicated. However, when someone says, “I don’t want to make more money than $X because