Passive Investing vs. Active Investing – What Takes More Guts?

Last Friday, as I watched markets close lower for the 6th week in a row I started to think  to myself who has more guts The person who keeps shoving money into the market regardless of the news out there (passive index investing) OR The person who ignores history that the tends to increase overContinue Reading

Is a Loan Ever a Better Option than a Credit Card?

Are you faced with the need to make a big purchase for a much needed item? Do you have the readily available funds to make the purchase? If it is an unexpected expense, then few of us have the cash and so need to look at another payment method. Perhaps you have to pay forContinue Reading

What Do You Do at Night? I Try to Make Money

I was truly inspired last night by two Bloggers.  Whenever I have a website programming problem I have my go to people, one of which is the bad ass Jesse, from Personal Finance Firewall, and as I emailed him last night but someone on Twitter responded to my complaining about the problem very quickly.  ThatContinue Reading

Review of Free Dividend Investing E-Book

I generally dislike e-books, I often find that they are terrible reproductions of blogs adding no real value, however, when my buddy Mike from TheFinancialBlogger told me he was creating an e-book on Dividend Investing I was actually excited to check it out. As usual, Mike offers something above and beyond the norm in hisContinue Reading

I am Being Forced to Leave My Favorite Online Discount Brokers

I was pretty annoyed when I received notice at work that I had to shut all investment accounts that were not with very specific broker dealers.  The list did not include my largely ignored account with Tradeking nor my favorite account, Sharebuilder which houses my Perpetual Income Machine.  As a reminder for everyone, I workContinue Reading

What is the Difference Between Marginal and Effective Tax Rate?

I am often surprised how many people don’t understand how the United States Income Tax system actually works, but on the surface it is a really simple system.  Like anything else, once we get deeper it becomes a bit LOTS more complicated. However, when someone says, “I don’t want to make more money than $X becauseContinue Reading