Open Letter to Congress: Stay Away from Business Credit Cards

I was shocked and then disappointed when I read the title of a recent WSJ article, “Lawmakers Urge Crackdown on Business Cards.”  The Author, Jessica Silver-Greenberg, sums up the request from the usual players in the world of “Americans are too stupid to take care of themselves” A group of four U.S. Senate Democrats, includingContinue Reading

A History of Credit Cards

Credit cards are an extremely popular way of paying for goods, and they’re now held by millions of people all over the world. However, you might be surprised to find out just how old the concept is, and who developed it. The credit card was not conceived by a banker or a businessman – itContinue Reading

Your Credit Score Matters So Check it for Free with Credit Sesame

If you every plan on buying a house, car, applying for student loans, applying for a credit car your Credit Score matters. Even if you aren’t in the need of debt any time soon one should take responsibility, and, at the very least, have an idea as to what their score is.  I have come across aContinue Reading

Passive Investing vs. Active Investing – What Takes More Guts?

Last Friday, as I watched markets close lower for the 6th week in a row I started to think  to myself who has more guts The person who keeps shoving money into the market regardless of the news out there (passive index investing) OR The person who ignores history that the tends to increase overContinue Reading

Is a Loan Ever a Better Option than a Credit Card?

Are you faced with the need to make a big purchase for a much needed item? Do you have the readily available funds to make the purchase? If it is an unexpected expense, then few of us have the cash and so need to look at another payment method. Perhaps you have to pay forContinue Reading

What Do You Do at Night? I Try to Make Money

I was truly inspired last night by two Bloggers.  Whenever I have a website programming problem I have my go to people, one of which is the bad ass Jesse, from Personal Finance Firewall, and as I emailed him last night but someone on Twitter responded to my complaining about the problem very quickly.  ThatContinue Reading