Why Value Investing Works – The Myth of Efficient Markets

Why Value Investing Works – The Myth of Efficient Markets

Eugene Fama is generally credited with creating the academic model of Efficient Markets in his Phd. thesis at University of Chicago. At its very basic, the weak form of Efficient Market Hypothesis states that the securities prices reflect ALL publicly available information. The semi-strong form of EMH further states that any new public information is

The Banking Technology Revolution Has Made me a Great Customer

The Banking Technology Revolution Has Made me a Great Customer

I think it is because I completely romanticize the idea of a credit union.  I imagine walking into the bank and being known by the employees. I imagine asking for a car loan or mortgage and practically have the best rate in the country shoved in my face.  I imagine savings/CDs rates that are double

Have You Ever Recovered from Bad Credit?

The first step you must take to recover from bad credit is to know what is on your credit report. You are legally entitled to one free credit report each year. Make sure that everything on your credit report is actually valid. It is not unusual for credit reports to contain mistaken information. If you

Retirement is Likely to Be Different for Generations to Come

Center for a secure Retirement just released the results of a new survey titled, “Middle Income Boomers, Financial Security and the New Retirement” and the results while interesting don’t really seem all that shocking.  According to the study the key findings are (and my thoughts), Two-thirds (67%) of middle-income Boomers say their retirement will be