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What are Annuities? An Introduction to Annuities

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Understanding Annuities makes it easier for you to make an informed decision rather than just listening to an advisor or worse a talking head on television.  Annuities often bring up strong emotions when they really shouldn’t, it is nothing more than a financial product often issued by insurance companies.  The definition of an

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Most People that Tell You They Don’t Want to be Wealthy are Lying

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This post is completely inspired by a post by a recent tongue in cheek post (I swear I have never used that saying before, and I don’t think I will again) by Joe over at Personal Finance by The Book titled “How to Ensure That You Will Never Be A Millionaire.”  Joe starts the

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Evan By Numbers May 2010

One of the main reasons that I started this blog was to hold myself accountable, since I truly believe that Accountability Leads to Success when dealing with personal finance and me.. it is even in my FIRST post from August 2008 it is right there in the first sentence of published work on this blog!

I

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Is Home Remodeling Really an Investment? Is it Worth it?

I have never seen the show “Bang for your Buck” on HGTV until today, and all it really made me do was question whether home remodeling is really an investment?  Currently, I live in a brand new Town House (or it was brand new when I bought it in 2007) which has a limited

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What is Your Day Job or Profession?

Whenever I get a comment I always wonder what makes up that person.  I will admit that I literally click on every link and check every site that is embeded in my comments.  One one hand I am curious, and would be happy to discover a new site to read, on the other I

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Delinquent Credit Card Payments May Lead to Inadvertent Opportunity

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This guest post comes from Michael, a contributing editor of the Dough Roller, a personal finance and investing blog, and Credit Card Offers IQ, a credit card review site.

My financial prowess has been anything but impressive. I decided to attend a private school in Florida, rather than NJ, which

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Your Health Care Documents are Often Forgotten When Creating A Will

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Do you have a Living Will  and a Health Care Proxy?  As I drafted a Last Will and Testament tonight, I thought to myself do people understand what these ancillary documents are, or better yet, do people know they even exist?

While the documents themselves aren’t entirely difficult to understand, the

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The Wife and I are Expecting a Baby!

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It has been a long journey thus far, but The Wife and I are expecting a baby.  Missed the Journey?  Well, it went from:

Happiness To Sadness To More Sadness

Then Yesterday, when the doctor pointed to the screen and said this is your little yolk sack (kind of gross they call it

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

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