Long-term care: What are the Options?

Guest Post by Sasha In my last post I noted some startling statistics about the number of Americans who will require long-term care at some point in their lives. Common medical crisis such as stroke, Alzheimer’s disease, diabetes and arthritis can certainly affect your quality of life in profound ways. Something as unpredictable as aContinue Reading

What is a Mutual Company?

How would you feel if you weren’t a customer but rather an owner of your life insurance company? How about if you were an owner of your investment company, rather than just a plain account holder/customer?  Imagine a world where the company theoretically cared about the customer because they were owners of the companies.  AlthoughContinue Reading

Factors to Consider When Consolidating Debt

At the office the other day a colleague asked me to analyze his refinance decision and while we getting deep into the calculations (taking into account taxes, remaining interest, etc.) I started to think about things to consider when deciding to consolidate one’s debt.  I don’t think refinancing one’s main home is as easy asContinue Reading