Reflections on My Attempt To Save Money By Driving Less

Of the resolutions I made a year ago, several were concerned with cutting my costs and improving my finances. Most of these resolutions existed in the world of budgets and long-term plans, investments and credit card use. But one of them was different from the rest: my resolution to drive less in 2011 and seeContinue Reading

Financial Crisis Situations – What You Can Do and How You Can Prepare

No one wants to have to deal with a financial crisis, but many of us will face a shortfall of money at some time or another in our lives and so it’s worth taking action now so you’re prepared for anything that might come your way in the future. For instance, in difficult economic times,Continue Reading

Why the Hell are There New Active Public Pension Plan Participants?

I was talking to a buddy the other day and somehow the discussion of public employees came up, and we asked ourselves the same exact question at almost the same exact time: Why in the hell are new public employees still able to join State backed defined benefit pension plans? First and foremost, I amContinue Reading

January 2012 Net Worth Update

I can’t believe it has been about a year since I started tracking my net worth.  I resisted the idea of doing so since the beginning of this blog because of two reasons.  One, I didn’t believe it would help me with my long term goal of increasing my net worth, and two, I feltContinue Reading

Analyzing the Perception of the “1 Percent”

One of the reasons we are having Occupy Wall Street protests and backlash towards the “1 percent” is because the public doesn’t understand what it is like to have money. All they see when they hear about investment bankers and stock analysts is about the expensive cars, luxurious meals, and the near rock n’ rollContinue Reading

Goals and Objectives for 2012

A couple of days ago I “graded” myself as to how I did for my 2011 Goals and Objectives and with only  a couple days left in 2011 it is about time to lay it on the line for what I expect for myself in 2012.  One of the main reasons I started this blogContinue Reading