Credit Card Miles Vary By Card

You would be surprised at how many people collect miles thinking they are all the same They are not. Seat Availability Take the example of a trip to Europe. It will cost 60,000 miles for starters with either United or Delta miles. But the reality is it is a lot harder to find a seatContinue Reading

Net Worth Update March 2014

I selfishly come back to this site a day or two after a new month to update and share my net worth growth (or loss).  Why is it selfish? I don’t think readers other than the few who, have taken a vested interest in my success, get a whole lot out of these net worthContinue Reading

Little Known Pitfalls that Damage your Credit and How to Avoid Them

Banks, credit card companies and other financial institutions have all made you well aware that your credit score is a critical part of doing business with them. A below average credit score will make it very difficult for you to secure a loan, buy a car, rent a home or get a credit card withContinue Reading

I May be a Landlord by Year’s End

I have thought about owning rental property for a few years.  Other than in a goals and objectives post I never mentioned the desire on the blog, because it never felt like an actual possibility. The first problem is that the pure cost of purchasing an investment property on Long Island would be significant. I amContinue Reading

How to Pull Yourself Out of Debt Using Your Unneeded Life Insurance Policy

Evan’s Note: I have discussed various uses for life insurance, but came across this topic from a view I am rarely involved with. The uncertainty of the stock market over the past several years has done more than diminish the savings and investments of consumers – it has, in fact, led to a substantial amountContinue Reading

Preparing for my Annual CPA Tax Meeting

Every year I take the opportunity of owning a personal finance blog to organize my thoughts and paperwork for my upcoming CPA meeting.  Could I do this in a word document? Sure, but why own a personal finance blog if I can’t ask others if they thought I missed anything. While my family’s income isn’tContinue Reading