Affording the Costs of Living

I’ll readily admit that I think about money a lot. Not just money, but a variety of factors that involve money, including savings, bargains, investments and general frugality. It’s not as if simply driving by a billboard showcasing a glittering black diamond engagement ring causes me to involuntarily pull over and search for good deals…

Unequal Distribution to Heirs

I was working on an interesting estate planning case today and I thought I would get people’s opinion on the subject.  At the end of the day this client wants to leave his assets in an unequal distribution schedule to his three children wherein one of the children will receive the lion’s share of the…

The Value of Earning a Side Income

I never appreciated the value of a side income until I started earning one. Before I started blogging, all my income came through a regular job lost most people. But when my blog started making a little money, we kept the cash separate from our monthly budget. We gave some to charity, which was very…

Regardless of Faith Is Sharia or Muslim Based Investing For You?

I recently read an interesting article on Shariah, or Islamic Law, based investing and I found it very interesting.  The article titled, “Profiting From Morality” was in November’s Issue of Investment Advisor Magazine.  Within the Article it mentioned one estimate that this niche has somewhere in the range of $900 to $1 trillion of assets…

How A Cash Advance Can Help Your Credit Score

People are concerned with their credit scores, but few realize how a cash advance can radically alter their financial outlook. When bills pile up, it makes good financial sense to consider a payday loan. By getting bills paid, establishing a good credit history, and demonstrating financial discipline, a cash advance can help everyone get into…

How Pensioners Can Beat the Tax Man by Saving with ISAs

More than 19 million people in the UK save money in ISAs – many of them pensioners, and many of them use stocks and shares ISAs. This can be a good way to limit your tax liabilities on investments, as you are not required to pay any tax on the interest or dividends you earn…