
Want to know me brought me sheer joy? A couple of articles highlighting that some African Americans just learned that the President of the United States is the President of the entire United States not just of one minority group (The Politico Piece, POTUS’s Outlook on Black America is the one that got me started
Continue reading What Did African Americans Think Obama was Going to do?
I have mentioned in the past that I really like P2P Lending, or Person to Person Lending. I had previously talked about Prosper, when they brought back lending to New York, and most recently as an alternative source for liquid cash, but I have never given details about my account. Until Today.
I always thought I
Continue reading A Review of My Actual Prosper Account
I think after 18 months I still don’t really get Personal Finance Blogging. I am a huge fan of my blogroll (probably why it is my blogroll and why I check it multiple times a day) but sometimes I get confused on those sites. Actually, it isn’t the site that confuses me rather the responses those
Continue reading I Don’t Think I Get PF Blogging

Sometimes, you need liquid cash, but not sure where to “find” it, and don’t worry I haven’t lost my mind I would never recommend ridiculous 20%+ cash advances or the usually evil payday loans. The following ways should only be used when you need a good amount of cash, I would say the starting point would be
Continue reading Traditional and Non-Traditional Ways to Access Large Amounts of Liquid Cash
I have absolutely no idea when I decided to “opt in” the TransUnion Class Action Lawsuit, but a couple days ago I received my settlement.
TransUnion Class Action Lawsuit
Apparently, TransUnion was a bad credit monitoring agency and allegedly violated the Fair Credit Reporting Act. Specifically, Plaintiffs claimed that TransUnion sold private information which it wasn’t allowed
Continue reading TransUnion Settlement
Most people assume that the only way to commit tax fraud is not to pay it or to lie on those documents. However, in New York, and probably most other jurisdictions, there are numerous ways to commit tax fraud.
Like the Federal Government, and most other States, New York is short on tax revenue and in response
Continue reading There are Many Ways to Commit Tax Fraud
As we get into the holiday season people start to feel charitably inclined, and yes you could just drop some coins with the unenthusiastic guy with a bell, give a $20 spot at church, or write a check…but what if there was a bigger bang for your proverbial buck? Over the next couple weeks I will
Continue reading Advanced Charitable Giving using Life Insurance

In a vote closer than I expected the house passed, an Estate Tax Bill! For all intents and purposes the bill freezes the Federal Estate Tax (Remember State Estate tax is different) so that every U.S. Citizen has a $3,500,000 exemption and anything above that amount is effectively taxed at 45%.
The Bill passed 225 to 200,
Continue reading The House Passes Estate Tax Bill to Freeze Current Exemptions and Rates
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