Carnival of Money Pros

The Carnival of Money Pros are submissions by fellow personal finance bloggers that generally talk about the pros of money.    If you don’t see your post and you submitted I am sorry for not including it, but I don’t believe it met the nature of the Carnival. This Week’s Carnival of Money Pros In no Particular

When Building a Dividend Portfolio Should The Dividend Pay Date Matter?

I was reviewing my income received the other day for my dividend account and after realizing it is way too low I had a quick thought…should it matter when dividends are paid by the companies I am investing in? Should the payment date of the dividend actually come into consideration when choosing individual dividend stocks

There are No Money Rules

I abhor when personal finance bloggers and authors create “unbreakable” rules when it comes to finances.  To be blunt, I think most of them are simply bullshit.  I think a lot of them are made to be “unbreakable” because the author thinks the reader is too stupid to understand there are gray areas in personal

What is a Stand-Alone Living Benefit? Guaranteed Income Without an Annuity?

I was intrigued when I came across a product called a Stand-Alone Living Benefit (SALBs) which promises lifetime income without having to actually buy a fixed or variable annuity.  It is often said that necessity is the mother all invention and so with more and more baby boomers changing their strategy from accumulating assets to

The Relationship Between Cost And Efficiency

The Relationship Between Cost And Efficiency

Does Efficiency Always Save Money? A general consensus would most likely agree that efficiency is cost-effective, in a good way. There are a plethora of products and services marketed who use their efficiency as a selling point, so why would we assume an opposing statement? Contrary to popular belief, efficiency can cause the complete opposite

What is SIPC? Stanford Case Set to Challenge What is Eligible

Anyone with some type of broker account has seen the term, “Insured by SIPC” but what does that mean? Is it like your bank account being FDIC Insured? In short, No.  The “I” in SIPC is often confused for insurance, but it actually stands for Investor. The Securities Investor Protection Corporation otherwise known as SIPC