Energized and Focused

Last weekend The Wife and I went away for the first time without the boy and it allowed me to refocus on some goals and the reason for those goals.  Despite growing up and even going to school on Long Island I had never been to Montauk so when The Wife suggested it I jumped

Does Ethnicity Play a Part in How You View Retirement Accounts?

Vanguard recently released a very interesting study titled, “Diversity and Defined Contributions plans: Loans and hardship withdrawals” which looked at the loan rates according to ethnicity across 7 defined contributions plans.  The sample size was almost 250,000 and was made up of active participants.  I don’t remember my 401(k) asking me my race/ethnicity, but apparently

Considerations When Making the Leap to Self-Employment

Working for yourself may be your dream; it is certainly the dream of many who imagine not having a boss looking over their shoulder, being able to set their own schedule and spending all of their working time working for themselves and their own business.  If you are a writer or artist, being able to

How Long Should You Retain Your Financial Records and Receipts?

Businesses and individuals alike should be encouraged to keep good financial records. For businesses, it is a legal requirement to produce financial information when filing tax returns. This includes keeping records of income and outgoings, cash flow and profit. If businesses cannot produce accurate records, problems can arise when declaring tax. Individuals should also keep