How Long Should You Retain Your Financial Records and Receipts?

Businesses and individuals alike should be encouraged to keep good financial records. For businesses, it is a legal requirement to produce financial information when filing tax returns. This includes keeping records of income and outgoings, cash flow and profit. If businesses cannot produce accurate records, problems can arise when declaring tax. Individuals should also keepContinue Reading

Trying to Understand Long Term Care Insurance

At the heart of every insurance contract is a shifting of risk to someone more likely to handle it better in exchange for a set of premiums which the insurer hopes it can invest way better than you or I for various reasons.  While I am entirely too young to consider Long Term Care InsuranceContinue Reading

Unemployed? Help is at Hand

Unemployment can be a worrying and stressful time. Government figures have shown that unemployment is continuing to rise, as the challenges of the current economic downturn continue to have an impact on people’s lives. If you have been directly impacted by unemployment or redundancy, it’s important not to lose heart. Instead, look at the arrayContinue Reading