Why Do People Care About the New Health Care Surtax?

You literally can’t open a financial website or check out a financial magazine without hearing about the New Health Care Surtax and I don’t know why  It isn’t that a new tax of this magnitude isn’t important it is that just the majority of the people, call it 95%ish, will never encounter the new tax… Continue Reading

Dealing With Forgotten Personal Finance Issues

Have you ever had that moment where momentum on all your financial goals halts because you somehow forgot about a planned bump in the road? I’m not talking about the surprises in life, like when a tree falls on your car or the basement floods.  I’m talking when its 3 weeks till Christmas and you… Continue Reading

Finally Rebalancing and Reallocating my 401(k)

The last time I reallocated and rebalanced my 401(k) was in 2010 and even though I have mentioned “rebalancing my 401(k)” as a goal for years, I never did anything about it.  Come to think about it besides discovering (and fixing) the fact that I was leaving money on the table regarding my match, I… Continue Reading

What Monthly Expenses Exist Today That Weren’t There in the Past?

The other day I had an interesting conversation with Helaine Olen, an infinitely more talented writer than I, about what is holding back my generation and the generation below me from financial prosperity.  I was responding to a recent article by Ms. Olen titled “The Problem with Finovate” in which it is her contention that,… Continue Reading