Refinance Roadblocks

What do you do when the universe appears to be against all attempts to complete a goal?  Perfect credit, spotless payment record, and 12 years at the same job (proof of ability to pay,) and I never imagined it’d be so impossible to take advantage of the record low interest rates.  But after 2 failed

Analyzing the Prepayments on One of My Student Loans

As I made my monthly payment the other day on one of my student loans I wondered how much I have saved in interest over the years by adding to the principal some months.  Since the lender didn’t provide me with that information I almost looked at it as a challenge to see whether I

Keeping Myself Accountable to my Football Endeavors

If you follow me on twitter you’ll randomly see pictures from me playing cards or going into a casino.  I really enjoy gambling.  That being said, I don’t ever spend all that much doing so…I get a sick feeling in my stomach knowing that one hand, one roll, etc cost me too much (Side note:

Increasing My Annual Income 10%

Do you know how much your annual income increases each year? Does it even matter?  For me, knowing that bit of information is a pivotal aspect of my financial success.  Knowing how much you made one year compared to the previous can help you quickly gauge if you’re properly handling your money.  If you earned