Finally Rebalancing and Reallocating my 401(k)

The last time I reallocated and rebalanced my 401(k) was in 2010 and even though I have mentioned “rebalancing my 401(k)” as a goal for years, I never did anything about it.  Come to think about it besides discovering (and fixing) the fact that I was leaving money on the table regarding my match, I

What Monthly Expenses Exist Today That Weren’t There in the Past?

The other day I had an interesting conversation with Helaine Olen, an infinitely more talented writer than I, about what is holding back my generation and the generation below me from financial prosperity.  I was responding to a recent article by Ms. Olen titled “The Problem with Finovate” in which it is her contention that,

My Steps to a Healthier Life

What can I do today to make tomorrow better?  I try to answer this question on days when I’m struggling to eat properly or on days when I feel cruddy because I’ve eaten poorly.  Many people struggle day in and day out to eat the way they think they should eat.  Whether it’s to lose

Investment Tips for First-time Workers

None of us plan to be poor when we retire, especially when we are young and starting our first jobs. Getting that first paycheck, no matter what amount it is, generally feels like a million bucks just to have your own money in the bank. But considering how many poor retired people there actually are,

Why Does it Seem Like Public Unions Do Not Want to Face Reality?

Unlike most personal finance bloggers I share my thoughts about other issues including politically charged topics.  In the past I have explained how I don’t often agree with union/labor on the smallest of issues and to a lesser extent the teacher’s union; well we have yet another example today. I do not know a lot