Income protection and Self-Employment

If you are setting up a new business, probably the last thing on your mind is the subject of potential ill health and accidents. Typically, you’ll be focusing on your business plan, funding, advertising and a whole host of other activities related to making your business a success. Now if you are extremely lucky and

Why Kris Jenner and Most People Should Talk to a Professional When it Comes to Life Insurance

There was a recent story about how Kris Jenner, Kim Kardashian’s mom, wants her daughter’s baby daddy, Kanye West, to pick up a Ten Million life insurance policy naming the child as primary beneficiary and Kim as contingent beneficiary which raised some interesting issues that can be applied to non-celebrities of normal wealth.  While no

Stop Lying to Yourself About What You Spend

I don’t care if you decide to lie to me about your personal finances but I am shocked how many people lie to themselves about the very basics that make up their personal finance world.  I understand that not everyone knows their monthly nut, but I was floored the other day by someone so clueless

My First Post Written While Not Owning My First Home

I know a lot of my recent posts have been about my housing situation recently but that is what is taking up most of my time these days. I spent today (January 7th, 2013) working with movers, The Wife and my mother in law to get all of my stuff out of the home and

It’s A New Year For Your Wallet, Too

If you’re tired of living paycheck-to-paycheck and need a financial makeover, the New Year is the best time to start anew. Bad financial habits can carry from year-to-year. And unless you resolve to buckle down and make the needed improvements, you’ll never get your finances in check. Whether your problem is poor budgeting or overspending,

January 2013 Net Worth Update

We are a couple days into the new year and it is about time to calculate how I did in 2012.  I have been tracking and sharing my net worth since the beginning of 2011.  Each month I come on here and provide my change in terms of month over month, year to date and