The Most Depressing and Inspiring Investment Calculator Ever Created

A blogger buddy of mine, PK from Don’t Quit Your Day Job (DQYDJ), is not only smart enough to be able to understand complex financial concepts/statistics, but he is also able to program calculators and interactive programs around that data.  All in all it looks like he has 30+ different interactive programs ranging from investment… Continue Reading

May 2015 Net Worth Update

Starting in April (so, last month) I decided I was going to proactively do at least one thing to better my personal finance situation at the most basic of levels.  In April, I priced out and switched up my home and auto policies saving $1,000 a year for literally 20 mins worth of work.  That’s… Continue Reading

What Does Average Really Mean When it Comes to Retirement Savings?

Maybe it has to do with the aging population in the US, or maybe it has to do with the fact that I scan personal finance/investment headlines like most people check their email, but it seems to me that there is an obsession with discussing how woefully unprepared the average American is to retire.  A… Continue Reading

Life Insurance Companies are Starting to Use Big Data for Premium Discounts

For the most part, purchasing life insurance is pretty standard – you apply, the company will do a medical exam and then provide the insured/owner with terms and pricing for those terms.  If you take up smoking or heroine after your exam, your rates don’t change.  I always thought that was interesting, but if rates could… Continue Reading

Buying Investment Property: Create an LLC or Do Business as an Individual?

  According to a survey conducted for The Wall Street Journal, limited liability corporations (LLC) or trusts purchase over one-fourth of all properties valued at $5 million or more. Once the property value exceeds $10 million, LLCs purchase the property nearly 100 percent of the time. In addition to protecting the owner’s personal assets in… Continue Reading