Income protection and Self-Employment

If you are setting up a new business, probably the last thing on your mind is the subject of potential ill health and accidents. Typically, you’ll be focusing on your business plan, funding, advertising and a whole host of other activities related to making your business a success. Now if you are extremely lucky and

Why Kris Jenner and Most People Should Talk to a Professional When it Comes to Life Insurance

There was a recent story about how Kris Jenner, Kim Kardashian’s mom, wants her daughter’s baby daddy, Kanye West, to pick up a Ten Million life insurance policy naming the child as primary beneficiary and Kim as contingent beneficiary which raised some interesting issues that can be applied to non-celebrities of normal wealth.  While no

Stop Lying to Yourself About What You Spend

I don’t care if you decide to lie to me about your personal finances but I am shocked how many people lie to themselves about the very basics that make up their personal finance world.  I understand that not everyone knows their monthly nut, but I was floored the other day by someone so clueless

It’s A New Year For Your Wallet, Too

If you’re tired of living paycheck-to-paycheck and need a financial makeover, the New Year is the best time to start anew. Bad financial habits can carry from year-to-year. And unless you resolve to buckle down and make the needed improvements, you’ll never get your finances in check. Whether your problem is poor budgeting or overspending,