Are You Still Paying for a Landline?

Before we moved The Wife and I had a landline as well as a virtual line that came with our triple play package.  We kept the landline because the town house was set up for one line and The Wife needed a fax line so the landline provided a ghost ring for faxes.  Now that

Life Insurance May be Taxable

The life insurance industry and to a larger extent new agents therein are quick to proclaim that life insurance death benefits are always 100% tax free… this is just plain wrong.  The sad part, is that those newer agents don’t even know that they are only providing their client’s with half-truths.  There are very real,

Maybe There is Yield Out There! Bank Bonuses offered by Kasasa

When I first started to actually looking at my personal finances, even prior to the creation of this blog I was heavy into yield chasing and bank bonuses.  I thought I was doing myself a favor by squeezing out that extra half a percentage point, little did I know that the CC debt I was

At What Age Do I HAVE to Buy Life Insurance?

Evan’s Note: I disagree with this Guest Blogger.  I believe the time is much earlier than the one he proposes.  First off, you don’t ever have to buy life insurance; however, if you want to be smart, live comfortably, and ensure that your loved ones won’t be burdened by any financial strain that you leave

How Benefits Affect a DMP

If you receive benefits, you might be wondering whether you can use a debt management plan to bring your debts under control. The answer is yes. DMPs are very flexible, and setting up a DMP can be a really good way to turn your finances around. The good news is that any income can be