Why I am Almost Always Bearish on Investing in Physical Gold and You Should be Too

Evan’s Note: This Post is from a new blogger who was able to highlight why I don’t like gold as an investment much more eloquently than I would have been able to. Scott Hopkins is the author of Youthful Investor. Besides long walks on the beach, Scott enjoys dividends, low P/E ratios, commission free ETFsContinue Reading

Situations When A Retiree Should Own Life Insurance

Most personal finance bloggers or gurus would say that Retirees or near retirees no longer need insurance, however, like most personal finance advice when you start applying real life situations the hard and fast rule starts to crumble.  There are situations when retirees or near retirees should have life insurance and just like my view onContinue Reading

Prepare Ahead for Your Tax Refund

Tax season is almost upon us.  There is no consensus as to whether one should adjust your W-4 Withholdings so you do not get a (big) tax refund.  On the one hand the money stays in your pocket all year long, not Uncle Sam’s, while on the other hand there are many Americans who prefer to get a taxContinue Reading

December 2012 Dividend Champion Watchlist Update

Every few months I like to update the watch list for my Dividend Investment Portfolio (last update was in October of 2012).  As explained in great detail below, I apply various metrics to the Dividend Champion List (defined below) to weed through the list to create a watchlist that I’ll buy lots of over theContinue Reading

After 5 and a Half Years I Sold My Home and I Don’t Think I Made Any Money

I sold my home yesterday.  I don’t think the fact has really sunk in since I am not moving out until early next month, but it’s a pretty big deal!  The home is not like other homes as it is part of a public housing program to keep young professionals on Long Island.   The programContinue Reading

Why Exactly are Gas Prices Rising?

The price of gas is continuing to pose a problem for businesses and individuals in 2012 and doesn’t look set to ease in the short term. What are the drivers behind this? Back in 2008, gas prices were already rising, but the drivers were primarily down to surging demand in emerging markets, a belief thatContinue Reading