Is There Really a Difference Between Opportunity vs Necessity Entrepreneur

I had never heard of the terms Necessity and Opportunity Entrepreneur until a recent CNBC article titled, “US Entrepreneurship Reaches a 14 Year High” by Heesun Wee.  Mr Wee interpreting a Babson Report states, During the depths of the recession following the 2008 financial crisis, Americans who were frustrated with not being able to find work… Continue Reading

Completed My First Short Term Financial Goals and My New Set of Short Term Financial Goals

Since selling my first home and moving into my second earlier this year I had noticed that I haven’t been as focused when it came to goals regarding my finances, so I knew had to come up with a plan.  The idea, while not perfect, was to create short-term financial goals that would keep my… Continue Reading

Quality vs Quantity over Time? Which Do You Choose

A lot of personal finance bloggers always carve out a special exception for purchasing quality or premium items. For example, you’ll read something along the lines of “I bought an apple laptop because it is a quality product and it will last me forever.” When it comes to certain items I just don’t get that… Continue Reading

Caring Less about the Financial Stupidity of Others

Not sure what has happened over the past couple of years but I find myself caring less and leas about the stupidity of others with regards to piss poor financial decisions.  I am not sure if it is maturity, immaturity, age, zen focus, lack of focus, selfishness, becoming jaded, etc., but I stepped back the… Continue Reading

Mo Money Means Mo (IRS) Problems

I have always assumed that with an increase in income, especially business based income, increases your risk to an audit from the Internal Revenue Service.  My thought process is that it just makes good business sense.  Even if they found a W2 employee making $50,000 cheating on their taxes it doesn’t really matter because it… Continue Reading