The 3 Rules of Getting out of Debt for Good!

Debt can become quite overwhelming and if not managed correctly, equate to quite a considerable amount. Basically the more you dig yourself into, the harder it becomes to climb back out. Sometimes it can be very difficult to make required payments and stay on top of your finances. Unexpected events occur and excess bills or

Millennials Do Not Have New Job Rules

I am always weary of articles that are clearly trying to make the argument that today is different than 5, 10 or even 20 years ago with regards to almost anything except technology.  Until I started writing this post I hadn’t realized how many times I have written/bitched about the topic: The Past wasn’t as

Options When You Have an Insufficient Retirement

No one likes to think about it, but it does happen, especially in our current economic climate.  People reach retirement age and don’t have quite enough saved.  As the Huffington Post points out, The average person in the United States will spend 21 years in retirement, but will deplete their savings after just 14 years,

Are You Still Paying for a Landline?

Before we moved The Wife and I had a landline as well as a virtual line that came with our triple play package.  We kept the landline because the town house was set up for one line and The Wife needed a fax line so the landline provided a ghost ring for faxes.  Now that

Life Insurance May be Taxable

The life insurance industry and to a larger extent new agents therein are quick to proclaim that life insurance death benefits are always 100% tax free… this is just plain wrong.  The sad part, is that those newer agents don’t even know that they are only providing their client’s with half-truths.  There are very real,