Options When You Have an Insufficient Retirement

No one likes to think about it, but it does happen, especially in our current economic climate.  People reach retirement age and don’t have quite enough saved.  As the Huffington Post points out, The average person in the United States will spend 21 years in retirement, but will deplete their savings after just 14 years,Continue Reading

Keeping on track with Business Internet

In recent years the internet has literally taken over our lives. We keep in touch with friends near and far via social networking, find entertainment via gaming or streaming and we learn from both credible and not-always-so credible websites. At work internet access is essential to keeping up with a changing business world, whether it’sContinue Reading

Are You Still Paying for a Landline?

Before we moved The Wife and I had a landline as well as a virtual line that came with our triple play package.  We kept the landline because the town house was set up for one line and The Wife needed a fax line so the landline provided a ghost ring for faxes.  Now thatContinue Reading

I Am Actually Excited to Buy My Niece’s Birthday Gift – Investments!

I hate how many toys I have in my house.  It isn’t the clutter as I am not a neat guy, it is that I truly believe that my son just doesn’t care about 92% of the toys.  So I think I just see them as wasted money mostly by very generous friends and family. Continue Reading

State of United Kingdom’s Consumer Loans

I came across an interesting infographic that shows the state of UK’s Consumer Loans.  I don’t know if it was overlooked by the authors of the infographic but student loans aren’t represented.  I think that would be the most alarming difference if we were comparing it to the United States average debt. Surprised at theContinue Reading

Life Insurance May be Taxable

The life insurance industry and to a larger extent new agents therein are quick to proclaim that life insurance death benefits are always 100% tax free… this is just plain wrong.  The sad part, is that those newer agents don’t even know that they are only providing their client’s with half-truths.  There are very real,Continue Reading