I can’t believe I haven’t written about my relatively new financial crush hero, well luckily he is back in the news so I have a chance to write about him now. I can tell you while I respect the standard people that are usually named, but this guy encompasses my goal and is completely unfiltered in expressing his…
The Wall Street Journal had a recent article that I think was detrimentally incomplete even taking into account that it is 1,000 words on a subject that can take years to master. The article, “You Need a Plan to Boost Retirement Income” by Jeff D. Opdyke highlights three asset vehicles/classes that he thinks should take…
With all the talk of the United States government considering a raise to the federal debt limit, it should give Americans the opportunity and desire to revisit their own debt limits. To find out more information about debt, current rates and loans, read this. Personal Debt Limit So the question then becomes, what is your…
I recently had to change the way my dividend investment portfolio operated and I realized that while I came to the logistics of how I would actively invest in it I didn’t actually pick the new stocks I would be investing in for the next couple months. I used to narrow down the Dividend Aristocrat…
Eugene Fama is generally credited with creating the academic model of Efficient Markets in his Phd. thesis at University of Chicago. At its very basic, the weak form of Efficient Market Hypothesis states that the securities prices reflect ALL publicly available information. The semi-strong form of EMH further states that any new public information is…
I think it is because I completely romanticize the idea of a credit union. I imagine walking into the bank and being known by the employees. I imagine asking for a car loan or mortgage and practically have the best rate in the country shoved in my face. I imagine savings/CDs rates that are double…
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