The Wall Street Journal highlighted some unusual ways to boost income during retirement but I felt like the article left a lot to be desired in both what it included and what it was missing. Unlike most articles produced by the journal this piece felt like it was quickly put together without much thought or… Continue Reading
Refinance Today- With or Without Equity
Have you heard about the low interest rates available to refinance your mortgage so many times that you are tuning it out? Rates have fallen to record lows for 11 of the past 12 weeks. The headlines keep sounding the same note: Record low rates, record low rates, record low rates! Don’t let the noise… Continue Reading
How the New 401(k) Disclosure Fees Are Providing Clarity to my 401(k)…Kind of
Earlier this year the Department of Labor released their final ruling to improve transparency of fees and expenses to workers*. The approved regulations are set to provide more clarity to 401(k)s and how expenses are being rolled into these plans with or without your knowledge. In all honesty I didn’t give much thought to the… Continue Reading
Are Gym Memberships A Waste Of Money?
There is no doubt that life at the moment is stressful for most of us. An unstable economy and rising prices means we have to stretch our hard-earned money even further. Many little luxuries that you used to enjoy have to be given up to set aside more money for increased bills and even food.… Continue Reading
Where Would You Invest if You Didn’t Trust the Market?
I was thinking about my lack of risk tolerance the other week and I thought to myself that I can’t be alone. I am only 30 but in the 12 years since I have become an adult I have seen 9/11, the dot-com crash, housing crash, credit crunch, unemployment rate nearly double, Euro Crisis, commodity… Continue Reading
Benefits of Incorporating Invoice Factoring in a Business
Businesses usually resort to invoice factoring in order to attain funds for growth or survival. Invoice factoring or discounting would involve a business selling its invoices to a third party commonly referred to as the factor. Organizations aspiring rapid growth, with negative tangible net growth, operating at very high losses or undergoing bankruptcy turn to… Continue Reading
