Finally Switching to a Prepaid Cell Phone Plan

I have been with the same cell phone company, Sprint, for almost a decade at this point, but later this month I am finally taking the leap and moving to a different carrier.  For the first time in that decade history with Sprint I have made the 2 years without needing a new phone.  Although… Continue Reading

Should One Calculate Projected Forward 12 Month Dividends?

I saw a post by a blogger named Write2Reality who wrote about calculating/projecting his forward 12 month dividends that got me thinking whether this is useful data for most.  Despite not agreeing with W2R I would recommend checking out his blog; an engaging blogger with great content (a rarity today). Is Calculating a Projected Forward 12… Continue Reading

Five Things That You Didn’t Know About Multi-Level Marketing (MLM)

[The following guest post is from Lazy Man of Lazy Man and Money is a personal finance blog dedicated to helping people make more money, save more money, and avoid being scammed. In seven years of blogging, he has covered MLM in detail including epic articles on MonaVie and LifeVantage Protandim. The two articles have… Continue Reading

April 2014 Net Worth Update

I selfishly come back to this site a day or two after a new month to update and share my net worth growth (or loss).  Why is it selfish? I don’t think readers other than the few who, have taken a vested interest in my success, get a whole lot out of these net worth… Continue Reading

What’s the Difference Between Being Rich and Wealthy?

I remember this question being asked in one of my introductory economics classes when I was in college.  Being that everyone was 18 to 20 years old no one had a good answer.  I won’t pretend the answer changed my life because to be honest I didn’t even think about it until recently.  The answer… Continue Reading

Mathematical Proof You Needed to Start Investing and Saving Yesterday

I was working with some calculations the other day and something became ridiculously apparent to me.  You and I (along with almost anyone) literally can’t afford to wait to start investing and savings. Calculating Contribution and Investing Returns I think a very simple example will provide evidence that you need to start contributing, investing and saving… Continue Reading