Five Things That You Didn’t Know About Multi-Level Marketing (MLM)

[The following guest post is from Lazy Man of Lazy Man and Money is a personal finance blog dedicated to helping people make more money, save more money, and avoid being scammed. In seven years of blogging, he has covered MLM in detail including epic articles on MonaVie and LifeVantage Protandim. The two articles have… Continue Reading

April 2014 Net Worth Update

I selfishly come back to this site a day or two after a new month to update and share my net worth growth (or loss).  Why is it selfish? I don’t think readers other than the few who, have taken a vested interest in my success, get a whole lot out of these net worth… Continue Reading

What’s the Difference Between Being Rich and Wealthy?

I remember this question being asked in one of my introductory economics classes when I was in college.  Being that everyone was 18 to 20 years old no one had a good answer.  I won’t pretend the answer changed my life because to be honest I didn’t even think about it until recently.  The answer… Continue Reading

Mathematical Proof You Needed to Start Investing and Saving Yesterday

I was working with some calculations the other day and something became ridiculously apparent to me.  You and I (along with almost anyone) literally can’t afford to wait to start investing and savings. Calculating Contribution and Investing Returns I think a very simple example will provide evidence that you need to start contributing, investing and saving… Continue Reading

Doesn’t Anyone Ask Why Do “they” Need My Money?

Last week I saw possibly the most infuriating show I have ever seen on CNBC called “Money Talks.”  It is about the owner of a sports gambling consultant business. The owner Steve Stevens (obviously not his real name) claims to be a 20 year sports handicapper winning somewhere between 60% and 71.5% of his bets.… Continue Reading

Tracking My Dividend Income over the Last Few Years

The other day I realized that despite coming back month in and month out for the past few years to update my dividend income watch list I have never tracked (either on my site or personally) my dividend income and as important dividend income growth.  Luckily, fidelity has kept some of that information for me:… Continue Reading