Be Careful What you Build Your Dividend Investment Portfolio On

Building a portfolio with a growing dividend income stream may not be everyone’s goal, but if it is your goal, then much like building a house, your dividend investment portfolio has to have a strong foundation.  In my opinion that strong foundation is analogous to a long history of sustainable increasing dividends.  At the very…Continue Reading

To Tip or Not to Tip, That is the Question

When it comes to using a discount voucher, it is often not the actual presentation of the voucher when you pay that can cause a problem but whether or not to also tip for service received and, if so, what amount to base that tip on. Let’s say that you buy a Groupon voucher for…Continue Reading

Assistance Paying Your Phone Bill

It is becoming more and more common these days that cell phones are replacing home phones – Although the costs of having both a landline and cell can be a bit too much for some to handle. With that, many have to choose one over the other and most of the time it’s a mobile…Continue Reading

WSJ Drops the Ball on an Opportunity to Discuss Dividend Value and Growth Investing

Every few years a major publication will come out with a story where someone who had a normal job their entire life died with a sizable estate.  This past weekend, it was WSJ’s turn to discuss such a situation.  The article, behind a paywall, is titled, “Route to an $8 Million Portfolio Started with Frugal…Continue Reading

Calculating How Much Interest I Pay Monthly

I originally calculated how much interest I was paying to finance companies and banks in 2009.  Re-reading the post I actually remember feeling very annoyed how much money was being spent just servicing my debt.  While I updated the numbers some 19 months later, I haven’t looked into these calculations in over 4 years. Below…Continue Reading

My Investment Club – 2 Years Later

While the seeds were planted over 5 years ago it wasn’t until the end of January 2013 when I started an investment club with 8 other friends.  The idea was simple enough, we would each put $500 in to start, and then every month thereafter we would automatically deposit $100 a month.  Buy and sell…Continue Reading