4 04, 2017

Net Worth Update April 2017

By | 2017-04-03T22:20:23+00:00 April 4th, 2017|Personal Situation|3 Comments

I can't imagine anyone getting any type of benefit in reading whether my net worth went up or down in terms of a percentage of the prior month.  So why do I do it? Purely for selfish reasons.  Giving myself the fake deadline of preparing these posts once a month forces me to open the corresponding net worth spreadsheet and actually looking at my debts (the investment/asset part I check an unhealthy amount anyway). If you want to get deep into some financial voyeurism check out the Rockstar Finance Directory of Net Worth. My Gut Reaction to Net Worth Before Calculating Every month [...]

28 03, 2017

Creating Another Website For Income and Personal Reasons

By | 2017-03-27T22:14:18+00:00 March 28th, 2017|Business|0 Comments

It has been years since I really threw myself into another online project, but I have recently done it and I couldn't be more excited.  I think the most exciting part for me is that the topic is something I am very interested in so it is not just about trying to create another stream of income. My Experiences Brewing Beer I have been brewing beer at home for a little over two years.  As someone who never really had any hobbies this would be the closest thing to it.  At this point, I couldn't even guess as to how many batches of [...]

22 03, 2017

How Investors May Misuse Target Date Funds

By | 2017-03-21T23:02:44+00:00 March 22nd, 2017|Investments|0 Comments

Target date funds have become more and more popular in the past 10 years, growing at a ridiculously rapid pace (from about $10bil in 2006 to $700billion in 2015).  While I think they serve a very valuable purpose for a large amount of investors there are some serious drawbacks that are often ignored by the retail investor. What Are Target Date Funds? Target date funds have been around for two decades or so, but their popularity has skyrocket after 2006 when they became a default investment option. Target date funds first appeared in November 1993 when Barclay’s Global iShares introduced its LifePath Portfolio. [...]

20 03, 2017

Reviewing the Efitz Wireless Earphones by Specter Wireless

By | 2017-03-20T00:24:15+00:00 March 20th, 2017|product review|0 Comments

I turn down 90% of the products and books I am offered to review.  Sometimes it is because they aren't applicable to me or my personal finance blog, but more often than not, it is because the accompanying pitch wasn't all that great.  It was a fantastic coincidence when I received an email to review Bluetooth sports headphones exactly when I was in the market to buy wireless headphones to use on my then upcoming family vacation.  The company contacted me days before my trip, and rushed me a pair of the Efitz ear buds. I Would Absolutely Recommend the Efitz Wireless [...]

17 03, 2017

Quickbooks: Basic Information That You Need To Do

By | 2017-03-17T08:55:27+00:00 March 17th, 2017|product review|1 Comment

For those looking for an easier way to manage your finances, you might be wondering if there is accounting software for tracking payments online. Fortunately, one of the most trusted and respected programs, Quickbooks, is open to both individuals and small businesses. Best of all, it is extremely user-friendly and will help you take control of your money in a way that wasn’t possible before. If you’re interested in getting started with Quickbooks accounting software, you might be wondering what you have to do. Here is some basic information to help you get going: Create an Account The company that makes Quickbooks, [...]