Five Things That You Didn’t Know About Multi-Level Marketing (MLM)

[The following guest post is from Lazy Man of Lazy Man and Money is a personal finance blog dedicated to helping people make more money, save more money, and avoid being scammed. In seven years of blogging, he has covered MLM in detail including epic articles on MonaVie and LifeVantage Protandim. The two articles haveContinue Reading

April 2014 Net Worth Update

I selfishly come back to this site a day or two after a new month to update and share my net worth growth (or loss).  Why is it selfish? I don’t think readers other than the few who, have taken a vested interest in my success, get a whole lot out of these net worthContinue Reading

What’s the Difference Between Being Rich and Wealthy?

I remember this question being asked in one of my introductory economics classes when I was in college.  Being that everyone was 18 to 20 years old no one had a good answer.  I won’t pretend the answer changed my life because to be honest I didn’t even think about it until recently.  The answerContinue Reading

A complete guide to understanding structured settlements

Structured settlements are a form of annuity in which an injury victim is paid his compensation through periodic payments rather than in a lump sum amount. Though not absolutely compulsory, structured settlements have been encouraged by the US congress ever since the year 1982. In the case of structured settlements, the victim is paid hisContinue Reading

Mathematical Proof You Needed to Start Investing and Saving Yesterday

I was working with some calculations the other day and something became ridiculously apparent to me.  You and I (along with almost anyone) literally can’t afford to wait to start investing and savings. Calculating Contribution and Investing Returns I think a very simple example will provide evidence that you need to start contributing, investing and savingContinue Reading

Simple Ways in Which Your Business Can Save Money

Regardless of the size and the profile of the companies that they are currently running, all business owners have one thing in common: the desire to reduce costs and enhance productivity at the same time. Despite the fact that, in these difficult economic times, this objective may seem like a mission impossible, it is actuallyContinue Reading