Stocks Splits Shouldn’t Matter…But they do

A stock split shouldn’t actually matter in terms of valuing a company, but for some reason they do.  A stock split is when a company divides its stock (often you’ll see 2 for 1 or 10 for 1 stock splits) to shareholders on a date certain.  For example, MasterCard announced a 10 for 1 stock

Ownership of Life Insurance may be Important

Since we all know the main purpose of life insurance is to provide for those when you aren’t around the conversation often focuses on the beneficiary and almost no time is spent discussing the owner.  I think this is a huge shortcoming of both the legal world and the financial world because usually one side thinks

What Does Shorting a Stock Mean?

Personally, I try not to make broad market calls because it seems like every time I do I am wrong. Notwithstanding, you are unable to visit any financial website without seeing some type of headline about a market top or a bursting of an equity bubble.  When the media starts to “turn” on the market there is

My December 2013 Net Worth Update

On November’s Net Worth Update a commenter made note that my net worth has not increased nearly as much as the market.  My initial reaction was to think about all that was done financially this year (house purchase, house repairs, etc.), but upon further thought it leads me to the question of whether correlation is

An Investment Club Update

Earlier this year I started an investment club with some friends. The idea was simple; each member would put in an initial $500 and an automatic $100 contribution every month.  After the first month I didn’t have very high hopes for the investment club’s survival.  It took us a few months but we finally hit

3 Great Energy Efficient Apps That Can Save You Money

There’s an app for everything nowadays. Whilst most of them are pointless or are a fantastic waste of time when you should be doing work, there are some that are incredibly helpful and are usually incredibly cheap. These smartphone apps are for people who want to keep an eye on their energy consumption, whether you’re