November 2013 Net Worth Update

It was a rough month spending wise.  Shortly after we bought our new house earlier this year The Wife and I lit our first fire.  The next day we noticed that the entire house smelled of smoke.  We chalked it up to a dirty fireplace and decided to ignore it till the late summer when weContinue Reading

Beyond Just Finding the Best Interest Rate

Mortgages can be quite complex, and each component plays an important role, but the most effective way to save money on a home loan is by finding the best interest rate. However, in order to find the best interest rate, it is first necessary to understand what it is, how it is determined and howContinue Reading

Personal Finance, Mobile Banking & The Virtual World

With an avid interest in technology and personal finance, I decided to explore the connection between the two. And during the research, I discovered two important aspects: 1.  People are making themselves flexible to the digital aspect of finance, such as mobile banking. 2.  People are also using digital devices to enhance the productivity ofContinue Reading

Why Don’t People Audit their Life Insurance?

It seems that everyone who pays close enough attention to their finances audits their auto/homeowner’s insurance as well as compare credit cards to make sure they are getting the *best* deal out there, but no one talks about auditing their life insurance. What Does Auditing One’s Life Insurance Look Like? Just like everyone should knowContinue Reading